Bank nonperforming loans to total gross loans (%) in Nepal
Nepal: Bank nonperforming loans to total gross loans (%) was 5.2% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Nepal, 2016–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Nepal stood at 5.2%. That is the highest value across all 10 years on record.
The figure is up 11.2% on the previous year and up 206.0% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Nepal peaked at 5.2% in 2025 and was at its lowest, 1.2%, in 2021.
Nepal ranks 43rd of 151 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans (%) in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 2016 | 1.7% | — |
| 2017 | 1.7% | +0.9% |
| 2018 | 1.6% | -8.0% |
| 2019 | 1.7% | +6.3% |
| 2020 | 1.7% | +1.0% |
| 2021 | 1.2% | -31.0% |
| 2022 | 2.4% | +111.3% |
| 2023 | 3.8% | +54.5% |
| 2024 | 4.6% | +22.8% |
| 2025 | 5.2% | +11.2% |
Nepal compared with similar countries
- Nepal's 5.2% is below the median for lower middle income countries, which is 6.6%, 78% of the median. (32 countries reporting)
- Nepal's 5.2% is below the median for South Asia, which is 5.4%, 95% of the median. (6 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 1.7% | 1.6% | 1.7% | 4 |
| 2020s | 3.1% | 1.2% | 5.2% | 6 |
Countries ranked near Nepal
More financial sector data for Nepal
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7398 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5402 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7398 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Nepal?
- Bank nonperforming loans to total gross loans in Nepal was 5.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Nepal?
- The highest recorded value was 5.2% in 2025.
- What is the lowest bank nonperforming loans to total gross loans recorded in Nepal?
- The lowest recorded value was 1.2% in 2021.
- How does Nepal rank for bank nonperforming loans to total gross loans?
- Nepal ranks 43rd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Nepal?
- Over the last ten years it is up 206.0%. The long-run trend across the full record is volatile.
- Where does this Nepal data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 10 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.