Bank nonperforming loans to total gross loans in Nepal
Nepal: Bank nonperforming loans to total gross loans was 5.2% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Nepal, 2016–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Nepal stood at 5.2%. That is the highest value across all 10 years on record.
The figure is up 11.2% on the previous year and up 206.0% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Nepal peaked at 5.2% in 2025 and was at its lowest, 1.2%, in 2021.
Nepal ranks 43rd of 150 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 2016 | 1.7% | — |
| 2017 | 1.7% | +0.9% |
| 2018 | 1.6% | -8.0% |
| 2019 | 1.7% | +6.3% |
| 2020 | 1.7% | +1.0% |
| 2021 | 1.2% | -31.0% |
| 2022 | 2.4% | +111.3% |
| 2023 | 3.8% | +54.5% |
| 2024 | 4.6% | +22.8% |
| 2025 | 5.2% | +11.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 1.7% | 1.6% | 1.7% | 4 |
| 2020s | 3.1% | 1.2% | 5.2% | 6 |
Countries ranked near Nepal
More financial sector data for Nepal
- Total reserves (gold at national valuation) (SDR), annual growth rate 26.61 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 519.87 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 24.53 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 25.9 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.318 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 488.48 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 25.36 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 492.54 SDR per person (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Nepal?
- Bank nonperforming loans to total gross loans in Nepal was 5.2% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Nepal?
- The highest recorded value was 5.2% in 2025.
- What is the lowest bank nonperforming loans to total gross loans recorded in Nepal?
- The lowest recorded value was 1.2% in 2021.
- How does Nepal rank for bank nonperforming loans to total gross loans?
- Nepal ranks 43rd out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Nepal?
- Over the last ten years it is up 206.0%. The long-run trend across the full record is volatile.
- Where does this Nepal data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 10 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.