Bank nonperforming loans to total gross loans in Viet Nam
Viet Nam: Bank nonperforming loans to total gross loans was 4.8% in 2024. ▲ Rising
Bank nonperforming loans to total gross loans in Viet Nam, 2008–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Viet Nam recorded 4.8% for bank nonperforming loans to total gross loans in 2024.
The figure is down 10.4% on the previous year and up 38.6% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Viet Nam peaked at 5.4% in 2023 and was at its lowest, 1.6%, in 2021.
That places Viet Nam 46th out of 151 countries with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently rising across the 17 years of available data.
Bank nonperforming loans to total gross loans in Viet Nam, year by year
| Year | % | Change |
|---|---|---|
| 2008 | 2.2% | — |
| 2009 | 1.8% | -16.5% |
| 2010 | 2.1% | +16.5% |
| 2011 | 2.8% | +33.4% |
| 2012 | 3.4% | +23.1% |
| 2013 | 3.1% | -9.6% |
| 2014 | 3.5% | +12.6% |
| 2015 | 2.8% | -21.2% |
| 2016 | 2.6% | -4.2% |
| 2017 | 2.1% | -20.0% |
| 2018 | 2.1% | +0.7% |
| 2019 | 1.8% | -16.6% |
| 2020 | 1.9% | +5.6% |
| 2021 | 1.6% | -14.6% |
| 2022 | 2.3% | +45.1% |
| 2023 | 5.4% | +133.2% |
| 2024 | 4.8% | -10.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.0% | 1.8% | 2.2% | 2 |
| 2010s | 2.6% | 1.8% | 3.5% | 10 |
| 2020s | 3.2% | 1.6% | 5.4% | 5 |
Countries ranked near Viet Nam
- 43 Nepal 5.2% compare
- 44 Malawi 5.1% compare
- 45 Congo, Democratic Republic of the 4.9% compare
- 47 Seychelles 4.7% compare
- 48 Gambia 4.6% compare
- 49 South Africa 4.5% compare
More financial sector data for Viet Nam
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0001 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0001 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Viet Nam?
- Bank nonperforming loans to total gross loans in Viet Nam was 4.8% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Viet Nam?
- The highest recorded value was 5.4% in 2023.
- What is the lowest bank nonperforming loans to total gross loans recorded in Viet Nam?
- The lowest recorded value was 1.6% in 2021.
- How does Viet Nam rank for bank nonperforming loans to total gross loans?
- Viet Nam ranks 46th out of 151 countries with data for 2024.
- Is bank nonperforming loans to total gross loans rising or falling in Viet Nam?
- Over the last ten years it is up 38.6%. The long-run trend across the full record is rising.
- Where does this Viet Nam data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.