Bank nonperforming loans to total gross loans (%) in Democratic Republic of Congo
Democratic Republic of Congo: Bank nonperforming loans to total gross loans (%) was 4.9% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Democratic Republic of Congo, 2018–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Democratic Republic of Congo stood at 4.9%. That is the lowest value across all 8 years on record.
Compared with earlier readings it is down 25.0% on the previous year and down 24.2% over ten years.
Democratic Republic of Congo ranks 45th of 151 countries on this measure, in the middle of the range.
Bank nonperforming loans to total gross loans (%) in Democratic Republic of Congo, year by year
| Year | % | Change |
|---|---|---|
| 2018 | 6.5% | — |
| 2019 | 5.5% | -15.1% |
| 2020 | 7.7% | +39.7% |
| 2021 | 5.2% | -32.4% |
| 2022 | 7.4% | +42.9% |
| 2023 | 6.6% | -11.7% |
| 2024 | 6.6% | +0.1% |
| 2025 | 4.9% | -25.0% |
Democratic Republic of Congo compared with similar countries
- Democratic Republic of Congo's 4.9% is below the median for low income countries, which is 5.3%, 94% of the median. (12 countries reporting)
- Democratic Republic of Congo's 4.9% is below the median for Sub-Saharan Africa, which is 6.1%, 81% of the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.0% | 5.5% | 6.5% | 2 |
| 2020s | 6.4% | 4.9% | 7.7% | 6 |
Countries ranked near Democratic Republic of Congo
More financial sector data for Democratic Republic of Congo
- Reserve position in the IMF, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -100 % change on previous year (1982)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate -100 % change on previous year (1982)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -100 % change on previous year (1982)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Democratic Republic of Congo?
- Bank nonperforming loans to total gross loans in Democratic Republic of Congo was 4.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Democratic Republic of Congo?
- The highest recorded value was 7.7% in 2020.
- What is the lowest bank nonperforming loans to total gross loans recorded in Democratic Republic of Congo?
- The lowest recorded value was 4.9% in 2025.
- How does Democratic Republic of Congo rank for bank nonperforming loans to total gross loans?
- Democratic Republic of Congo ranks 45th out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Democratic Republic of Congo?
- Over the last ten years it is down 24.2%. The long-run trend across the full record is falling.
- Where does this Democratic Republic of Congo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 8 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.