Bank nonperforming loans to total gross loans in Congo, Democratic Republic of the
Congo, Democratic Republic of the: Bank nonperforming loans to total gross loans was 4.9% in 2025. ▼ Falling
Bank nonperforming loans to total gross loans in Congo, Democratic Republic of the, 2018–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2025, bank nonperforming loans to total gross loans in Congo, Democratic Republic of the stood at 4.9%. That is the lowest value across all 8 years on record.
Compared with earlier readings it is down 25.0% on the previous year and down 24.2% over ten years.
Congo, Democratic Republic of the ranks 45th of 150 countries on this measure, in the middle of the range.
Bank nonperforming loans to total gross loans in Congo, Democratic Republic of the, year by year
| Year | % | Change |
|---|---|---|
| 2018 | 6.5% | — |
| 2019 | 5.5% | -15.1% |
| 2020 | 7.7% | +39.7% |
| 2021 | 5.2% | -32.4% |
| 2022 | 7.4% | +42.9% |
| 2023 | 6.6% | -11.7% |
| 2024 | 6.6% | +0.1% |
| 2025 | 4.9% | -25.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.0% | 5.5% | 6.5% | 2 |
| 2020s | 6.4% | 4.9% | 7.7% | 6 |
Countries ranked near Congo, Democratic Republic of the
More financial sector data for Congo, Democratic Republic of the
- Total reserves (gold at national valuation) (SDR), annual growth rate 15.64 % change on previous year (2023)
- Total reserves (gold at national valuation) (SDR), per capita 35.96 SDR per person (2023)
- Total reserves in months of imports, annual growth rate 10.35 % change on previous year (2023)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2023)
- Total reserves in months of imports, per capita 0 units per person (2023)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 20.93 % change on previous year (2023)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0451 SDR per US$ of GDP (2023)
- Reserves excluding gold, foreign exchange (SDR), per capita 29.8 SDR per person (2023)
- Reserves excluding gold (SDR), annual growth rate 15.64 % change on previous year (2023)
- Reserves excluding gold (SDR), per capita 35.96 SDR per person (2023)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Congo, Democratic Republic of the?
- Bank nonperforming loans to total gross loans in Congo, Democratic Republic of the was 4.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Congo, Democratic Republic of the?
- The highest recorded value was 7.7% in 2020.
- What is the lowest bank nonperforming loans to total gross loans recorded in Congo, Democratic Republic of the?
- The lowest recorded value was 4.9% in 2025.
- How does Congo, Democratic Republic of the rank for bank nonperforming loans to total gross loans?
- Congo, Democratic Republic of the ranks 45th out of 150 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Congo, Democratic Republic of the?
- Over the last ten years it is down 24.2%. The long-run trend across the full record is falling.
- Where does this Congo, Democratic Republic of the data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.