Bank nonperforming loans to total gross loans (%) in Malawi
Malawi: Bank nonperforming loans to total gross loans (%) was 5.1% in 2023. ▼ Falling
Bank nonperforming loans to total gross loans in Malawi, 2015–2023
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2023, bank nonperforming loans to total gross loans in Malawi stood at 5.1%.
Compared with earlier readings it is down 7.7% on the previous year and down 29.9% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Malawi peaked at 10.3% in 2016 and was at its lowest, 2.8%, in 2018.
Malawi ranks 44th of 151 countries on this measure, in the middle of the range.
Bank nonperforming loans to total gross loans (%) in Malawi, year by year
| Year | % | Change |
|---|---|---|
| 2015 | 7.3% | — |
| 2016 | 10.3% | +41.6% |
| 2017 | 8.6% | -16.9% |
| 2018 | 2.8% | -66.9% |
| 2019 | 5.1% | +79.0% |
| 2020 | 5.4% | +7.2% |
| 2021 | 3.7% | -31.6% |
| 2022 | 5.5% | +48.8% |
| 2023 | 5.1% | -7.7% |
Malawi compared with similar countries
- Malawi's 5.1% is below the median for low income countries, which is 5.3%, 97% of the median. (12 countries reporting)
- Malawi's 5.1% is below the median for Sub-Saharan Africa, which is 6.1%, 84% of the median. (30 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 6.8% | 2.8% | 10.3% | 5 |
| 2020s | 4.9% | 3.7% | 5.5% | 4 |
Countries ranked near Malawi
More financial sector data for Malawi
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1505 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1099 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1505 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Malawi?
- Bank nonperforming loans to total gross loans in Malawi was 5.1% in 2023, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Malawi?
- The highest recorded value was 10.3% in 2016.
- What is the lowest bank nonperforming loans to total gross loans recorded in Malawi?
- The lowest recorded value was 2.8% in 2018.
- How does Malawi rank for bank nonperforming loans to total gross loans?
- Malawi ranks 44th out of 151 countries with data for 2023.
- Is bank nonperforming loans to total gross loans rising or falling in Malawi?
- Over the last ten years it is down 29.9%. The long-run trend across the full record is falling.
- Where does this Malawi data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.