Bank nonperforming loans to total gross loans in Gambia
Gambia: Bank nonperforming loans to total gross loans was 4.6% in 2022. ▼ Falling
Bank nonperforming loans to total gross loans in Gambia, 2005–2022
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank nonperforming loans to total gross loans in Gambia is 4.6%, measured in 2022.
Compared with earlier readings it is down 11.5% on the previous year and down 62.1% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Gambia peaked at 19.1% in 2013 and was at its lowest, 3.2%, in 2018.
Gambia ranks 48th of 151 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Bank nonperforming loans to total gross loans in Gambia, year by year
| Year | % | Change |
|---|---|---|
| 2005 | 12.6% | — |
| 2006 | 13.2% | +4.9% |
| 2007 | 10.4% | -20.9% |
| 2008 | 13.7% | +31.0% |
| 2009 | 12.3% | -10.0% |
| 2010 | 14.5% | +17.9% |
| 2011 | 12.1% | -16.3% |
| 2012 | 12.0% | -0.9% |
| 2013 | 19.1% | +58.4% |
| 2014 | 7.2% | -62.1% |
| 2015 | 6.5% | -10.2% |
| 2016 | 9.3% | +43.7% |
| 2017 | 7.3% | -21.3% |
| 2018 | 3.2% | -57.0% |
| 2019 | 4.5% | +44.2% |
| 2020 | 6.4% | +41.6% |
| 2021 | 5.1% | -20.0% |
| 2022 | 4.6% | -11.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 12.4% | 10.4% | 13.7% | 5 |
| 2010s | 9.6% | 3.2% | 19.1% | 10 |
| 2020s | 5.4% | 4.6% | 6.4% | 3 |
Countries ranked near Gambia
- 45 Congo, Democratic Republic of the 4.9% compare
- 46 Viet Nam 4.8% compare
- 47 Seychelles 4.7% compare
- 49 South Africa 4.5% compare
- 50 Russian Federation 4.5% compare
- 51 Saint Vincent and the Grenadines 4.5% compare
More financial sector data for Gambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 4.54 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0036 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 3.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0049 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 4.54 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Gambia?
- Bank nonperforming loans to total gross loans in Gambia was 4.6% in 2022, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Gambia?
- The highest recorded value was 19.1% in 2013.
- What is the lowest bank nonperforming loans to total gross loans recorded in Gambia?
- The lowest recorded value was 3.2% in 2018.
- How does Gambia rank for bank nonperforming loans to total gross loans?
- Gambia ranks 48th out of 151 countries with data for 2022.
- Is bank nonperforming loans to total gross loans rising or falling in Gambia?
- Over the last ten years it is down 62.1%. The long-run trend across the full record is falling.
- Where does this Gambia data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.