Domestic credit to private sector by banks in Europe & Central Asia (excluding high income)
Europe & Central Asia (excluding high income): Domestic credit to private sector by banks was 33.9% in 2025. ▲ Rising
Domestic credit to private sector by banks in Europe & Central Asia (excluding high income), 1960–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.
Analysis
The most recent figure for domestic credit to private sector by banks in Europe & Central Asia (excluding high income) is 33.9%, measured in 2025.
That represents a change of up 3.0% on the previous year and down 32.4% over ten years.
Over the whole period, domestic credit to private sector by banks in Europe & Central Asia (excluding high income) peaked at 51.4% in 2016 and was at its lowest, 10.8%, in 1995.
That places Europe & Central Asia (excluding high income) 33rd out of 47 groups with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 61 years of available data.
Domestic credit to private sector by banks in Europe & Central Asia (excluding high income), year by year
| Year | % of GDP | Change |
|---|---|---|
| 1960 | 17.7% | — |
| 1961 | 12.7% | -27.9% |
| 1962 | 14.1% | +10.9% |
| 1963 | 14.1% | -0.4% |
| 1964 | 14.7% | +4.6% |
| 1965 | 16.2% | +10.3% |
| 1966 | 17.0% | +4.9% |
| 1967 | 17.7% | +3.9% |
| 1968 | 18.6% | +5.3% |
| 1969 | 20.1% | +8.1% |
| 1970 | 20.6% | +2.6% |
| 1971 | 18.9% | -8.5% |
| 1972 | 20.3% | +7.7% |
| 1973 | 20.9% | +3.0% |
| 1974 | 19.7% | -6.1% |
| 1975 | 21.4% | +8.8% |
| 1976 | 22.2% | +3.8% |
| 1977 | 22.0% | -1.1% |
| 1978 | 17.5% | -20.5% |
| 1979 | 14.7% | -15.8% |
| 1980 | 13.6% | -7.5% |
| 1981 | 16.6% | +22.5% |
| 1982 | 18.5% | +11.0% |
| 1983 | 20.8% | +12.3% |
| 1984 | 17.8% | -14.0% |
| 1985 | 17.4% | -2.4% |
| 1986 | 19.7% | +12.8% |
| 1992 | 13.2% | -33.1% |
| 1993 | 16.9% | +28.5% |
| 1994 | 14.6% | -13.9% |
| 1995 | 10.8% | -26.0% |
| 1996 | 13.1% | +21.7% |
| 1997 | 15.7% | +19.4% |
| 1998 | 15.4% | -1.7% |
| 1999 | 15.3% | -0.4% |
| 2000 | 16.3% | +6.6% |
| 2001 | 14.7% | -9.9% |
| 2002 | 14.4% | -2.1% |
| 2003 | 15.6% | +8.4% |
| 2004 | 18.1% | +15.9% |
| 2005 | 23.1% | +27.6% |
| 2006 | 28.5% | +23.2% |
| 2007 | 34.3% | +20.2% |
| 2008 | 38.1% | +11.1% |
| 2009 | 39.7% | +4.4% |
| 2010 | 42.0% | +5.6% |
| 2011 | 43.1% | +2.8% |
| 2012 | 43.9% | +1.8% |
| 2013 | 47.0% | +7.1% |
| 2014 | 48.5% | +3.3% |
| 2015 | 50.1% | +3.2% |
| 2016 | 51.4% | +2.7% |
| 2017 | 50.3% | -2.3% |
| 2018 | 46.8% | -6.8% |
| 2019 | 45.0% | -3.9% |
| 2020 | 50.4% | +12.0% |
| 2021 | 46.4% | -7.8% |
| 2022 | 38.1% | -18.0% |
| 2023 | 35.8% | -6.0% |
| 2024 | 32.9% | -8.1% |
| 2025 | 33.9% | +3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1960s | 16.3% | 12.7% | 20.1% | 10 |
| 1970s | 19.8% | 14.7% | 22.2% | 10 |
| 1980s | 17.8% | 13.6% | 20.8% | 7 |
| 1990s | 14.4% | 10.8% | 16.9% | 8 |
| 2000s | 24.3% | 14.4% | 39.7% | 10 |
| 2010s | 46.8% | 42.0% | 51.4% | 10 |
| 2020s | 39.6% | 32.9% | 50.4% | 6 |
Countries ranked near Europe & Central Asia (excluding high income)
More financial sector data for Europe & Central Asia (excluding high income)
- Net migration 1.29 million (2025)
- Total reserves in months of imports 5.49 (2024)
- Monetary Sector credit to private sector 33.7% (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Broad money 40.6% (2025)
- Total reserves in months of imports, annual growth rate 9.8 % change on previous year (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Net migration, annual growth rate 75.02 % change on previous year (2025)
- Domestic credit to private sector 42.2% (2025)
- Claims on central government, etc. 9.9% (2025)
All data for Europe & Central Asia (excluding high income) →
Frequently asked questions
- What is domestic credit to private sector by banks in Europe & Central Asia (excluding high income)?
- Domestic credit to private sector by banks in Europe & Central Asia (excluding high income) was 33.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest domestic credit to private sector by banks recorded in Europe & Central Asia (excluding high income)?
- The highest recorded value was 51.4% in 2016.
- What is the lowest domestic credit to private sector by banks recorded in Europe & Central Asia (excluding high income)?
- The lowest recorded value was 10.8% in 1995.
- How does Europe & Central Asia (excluding high income) rank for domestic credit to private sector by banks?
- Europe & Central Asia (excluding high income) ranks 33rd out of 47 groups with data for 2025.
- Is domestic credit to private sector by banks rising or falling in Europe & Central Asia (excluding high income)?
- Over the last ten years it is down 32.4%. The long-run trend across the full record is rising.
- Where does this Europe & Central Asia (excluding high income) data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.
Download this data
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About this data
Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.