Domestic credit to private sector by banks in Upper middle income

Upper middle income: Domestic credit to private sector by banks was 136.8% in 2024. ◆ Volatile

Latest (2024)
136.8%
Change on year
up 1.7%
Rank
5th
of 47 groups
All-time high
136.8%
in 2024
All-time low
16.3%
in 1966
Years of data
60
1965–2024

Domestic credit to private sector by banks in Upper middle income, 1965–2024

255075100125196519942024

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in % of GDP.

Analysis

In 2024, domestic credit to private sector by banks in Upper middle income stood at 136.8%. That is the highest value across all 60 years on record.

Compared with earlier readings it is up 1.7% on the previous year and up 46.2% over ten years.

Over the whole period, domestic credit to private sector by banks in Upper middle income peaked at 136.8% in 2024 and was at its lowest, 16.3%, in 1966.

That places Upper middle income 5th out of 47 groups with data for 2024, putting it in the top 10%.

The series is highly variable year to year, so single readings are best treated with caution.

Domestic credit to private sector by banks in Upper middle income, year by year

Annual values for Domestic credit to private sector by banks (% of GDP) in Upper middle income, 1965 to 2024.
Year % of GDP Change
1965 16.4%
1966 16.3% -0.4%
1967 17.6% +8.1%
1968 18.9% +7.3%
1969 21.6% +14.3%
1970 23.5% +8.6%
1971 24.9% +6.0%
1972 26.2% +5.2%
1973 26.1% -0.5%
1974 25.4% -2.4%
1975 27.9% +9.8%
1976 28.7% +2.7%
1977 27.9% -2.8%
1978 28.7% +2.8%
1979 28.5% -0.5%
1980 25.9% -9.3%
1981 28.0% +8.1%
1982 29.1% +3.9%
1983 30.7% +5.6%
1984 30.6% -0.4%
1985 36.4% +19.2%
1986 35.5% -2.5%
1987 34.7% -2.1%
1988 51.3% +47.7%
1989 62.7% +22.1%
1990 42.5% -32.1%
1991 42.4% -0.2%
1992 48.4% +14.1%
1993 56.7% +17.1%
1994 51.2% -9.7%
1995 48.9% -4.4%
1996 50.7% +3.6%
1997 53.6% +5.8%
1998 51.4% -4.1%
1999 52.9% +2.9%
2000 52.2% -1.3%
2001 52.8% +1.2%
2002 57.4% +8.7%
2003 60.8% +5.9%
2004 58.7% -3.4%
2005 57.0% -3.0%
2006 58.3% +2.3%
2007 60.5% +3.7%
2008 61.4% +1.6%
2009 75.0% +22.0%
2010 75.9% +1.3%
2011 77.0% +1.5%
2012 82.4% +6.9%
2013 87.9% +6.7%
2014 93.6% +6.5%
2015 105.0% +12.2%
2016 107.6% +2.5%
2017 107.8% +0.2%
2018 112.4% +4.3%
2019 117.6% +4.6%
2020 134.5% +14.4%
2021 131.7% -2.1%
2022 133.1% +1.0%
2023 134.6% +1.2%
2024 136.8% +1.7%

Biggest year-on-year movements

Years where Domestic credit to private sector by banks in Upper middle income changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1988 +47.7% 34.7% 51.3%
1990 -32.1% 62.7% 42.5%

Averages by decade

DecadeAverage LowestHighest Years
1960s 18.2% 16.3% 21.6% 5
1970s 26.8% 23.5% 28.7% 10
1980s 36.5% 25.9% 62.7% 10
1990s 49.9% 42.4% 56.7% 10
2000s 59.4% 52.2% 75.0% 10
2010s 96.7% 75.9% 117.6% 10
2020s 134.2% 131.7% 136.8% 5

Countries ranked near Upper middle income

  1. 2 China 194.3% compare
  2. 3 Switzerland 167.8% compare
  3. 4 Korea 160.3% compare
  4. 5 Denmark 144.1% compare
  5. 6 Australia 133.8% compare
  6. 7 New Zealand 129.7% compare
  7. 8 Singapore 128.4% compare

See the full ranking of 234 places →

More financial sector data for Upper middle income

All data for Upper middle income →

Frequently asked questions

What is domestic credit to private sector by banks in Upper middle income?
Domestic credit to private sector by banks in Upper middle income was 136.8% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest domestic credit to private sector by banks recorded in Upper middle income?
The highest recorded value was 136.8% in 2024.
What is the lowest domestic credit to private sector by banks recorded in Upper middle income?
The lowest recorded value was 16.3% in 1966.
How does Upper middle income rank for domestic credit to private sector by banks?
Upper middle income ranks 5th out of 47 groups with data for 2024.
Is domestic credit to private sector by banks rising or falling in Upper middle income?
Over the last ten years it is up 46.2%. The long-run trend across the full record is volatile.
Where does this Upper middle income data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Domestic credit to private sector by banks (% of GDP). Statizoid updates them automatically from the source API.

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Domestic credit to private sector by banks in Upper middle income. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/stat/domestic-credit-to-private-sector-by-banks-percent-of-gdp/upper-middle-income/

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About this data

Indicator
Domestic credit to private sector by banks (% of GDP)
Unit
% of GDP
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 11,621 data points, 1960–2025
Last refreshed

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. This indicator is expressed as a percentage of Gross Domestic Product (GDP) which is the total income earned through the production of goods and services in an economic territory during an accounting period.