External loans and deposits of reporting banks vis-à-vis the banking in Kenya
Kenya: External loans and deposits of reporting banks vis-à-vis the banking was 9.9% in 2021. ▼ Falling
External loans and deposits of reporting banks vis-à-vis the banking in Kenya, 1995–2021
Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.
Analysis
The most recent figure for external loans and deposits of reporting banks vis-à-vis the banking in Kenya is 9.9%, measured in 2021. That is the lowest value across all 27 years on record.
Compared with earlier readings it is down 7.2% on the previous year and down 73.1% over ten years.
Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in Kenya peaked at 44.2% in 2007 and was at its lowest, 9.9%, in 2021.
That places Kenya 97th out of 180 countries with data for 2021, putting it in the middle of the range.
The long-run direction has been consistently falling across the 27 years of available data.
External loans and deposits of reporting banks vis-à-vis the banking in Kenya, year by year
| Year | % of domestic bank deposits | Change |
|---|---|---|
| 1995 | 20.8% | — |
| 1996 | 29.8% | +43.1% |
| 1997 | 23.8% | -20.2% |
| 1998 | 23.1% | -2.8% |
| 1999 | 26.9% | +16.6% |
| 2000 | 33.8% | +25.5% |
| 2001 | 33.6% | -0.7% |
| 2002 | 34.7% | +3.3% |
| 2003 | 33.4% | -3.7% |
| 2004 | 33.0% | -1.2% |
| 2005 | 34.1% | +3.5% |
| 2006 | 38.2% | +11.9% |
| 2007 | 44.2% | +15.7% |
| 2008 | 37.7% | -14.6% |
| 2009 | 34.6% | -8.3% |
| 2010 | 30.9% | -10.7% |
| 2011 | 36.7% | +18.9% |
| 2012 | 27.5% | -25.1% |
| 2013 | 24.6% | -10.4% |
| 2014 | 23.7% | -3.8% |
| 2015 | 23.7% | -0.1% |
| 2016 | 23.4% | -1.3% |
| 2017 | 18.0% | -23.1% |
| 2018 | 14.9% | -17.1% |
| 2019 | 13.2% | -11.7% |
| 2020 | 10.6% | -19.1% |
| 2021 | 9.9% | -7.2% |
Kenya compared with similar countries
- Kenya's 9.9% is below the median for lower middle income countries, which is 10.0%, 99% of the median. (46 countries reporting)
- Kenya's 9.9% is above the median for Sub-Saharan Africa, which is 9.6%, 1.0× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 24.9% | 20.8% | 29.8% | 5 |
| 2000s | 35.7% | 33.0% | 44.2% | 10 |
| 2010s | 23.7% | 13.2% | 36.7% | 10 |
| 2020s | 10.3% | 9.9% | 10.6% | 2 |
Countries ranked near Kenya
More financial sector data for Kenya
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.3189 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.2328 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.3189 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is external loans and deposits of reporting banks vis-à-vis the banking in Kenya?
- External loans and deposits of reporting banks vis-à-vis the banking in Kenya was 9.9% in 2021, according to Bank for International Settlements (BIS).
- What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in Kenya?
- The highest recorded value was 44.2% in 2007.
- What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in Kenya?
- The lowest recorded value was 9.9% in 2021.
- How does Kenya rank for external loans and deposits of reporting banks vis-à-vis the banking?
- Kenya ranks 97th out of 180 countries with data for 2021.
- Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in Kenya?
- Over the last ten years it is down 73.1%. The long-run trend across the full record is falling.
- Where does this Kenya data come from?
- The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.
Download this data
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About this data
Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.