External loans and deposits of reporting banks vis-à-vis the banking in South Africa

South Africa: External loans and deposits of reporting banks vis-à-vis the banking was 9.4% in 2021. ▲ Rising

Latest (2021)
9.4%
Change on year
down 31.8%
World rank
98th
of 180 countries
All-time high
25.8%
in 2007
All-time low
3.5%
in 1996
Years of data
27
1995–2021

External loans and deposits of reporting banks vis-à-vis the banking in South Africa, 1995–2021

5101520251995200820211995: 3.8 % of domestic bank deposits1996: 3.5 % of domestic bank deposits1997: 5.9 % of domestic bank deposits1998: 5.6 % of domestic bank deposits1999: 8.1 % of domestic bank deposits2000: 9 % of domestic bank deposits2001: 13.8 % of domestic bank deposits2002: 20.7 % of domestic bank deposits2003: 25 % of domestic bank deposits2004: 25.6 % of domestic bank deposits2005: 22.4 % of domestic bank deposits2006: 23.8 % of domestic bank deposits2007: 25.8 % of domestic bank deposits2008: 18.2 % of domestic bank deposits2009: 16.3 % of domestic bank deposits2010: 14.4 % of domestic bank deposits2011: 9 % of domestic bank deposits2012: 9.4 % of domestic bank deposits2013: 13.1 % of domestic bank deposits2014: 13.1 % of domestic bank deposits2015: 12.3 % of domestic bank deposits2016: 15.9 % of domestic bank deposits2017: 13.4 % of domestic bank deposits2018: 8.6 % of domestic bank deposits2019: 9.4 % of domestic bank deposits2020: 13.8 % of domestic bank deposits2021: 9.4 % of domestic bank deposits

Source: Bank for International Settlements (BIS). Measured in % of domestic bank deposits.

Analysis

The most recent figure for external loans and deposits of reporting banks vis-à-vis the banking in South Africa is 9.4%, measured in 2021.

That represents a change of down 31.8% on the previous year and up 4.8% over ten years.

Over the whole period, external loans and deposits of reporting banks vis-à-vis the banking in South Africa peaked at 25.8% in 2007 and was at its lowest, 3.5%, in 1996.

South Africa ranks 98th of 180 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 27 years of available data.

External loans and deposits of reporting banks vis-à-vis the banking in South Africa, year by year

Annual values for External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits) in South Africa, 1995 to 2021.
Year % of domestic bank deposits Change
1995 3.8%
1996 3.5% -8.3%
1997 5.9% +68.0%
1998 5.6% -5.0%
1999 8.1% +43.9%
2000 9.0% +11.4%
2001 13.8% +52.7%
2002 20.7% +49.7%
2003 25.0% +21.0%
2004 25.6% +2.3%
2005 22.4% -12.5%
2006 23.8% +6.5%
2007 25.8% +8.5%
2008 18.2% -29.6%
2009 16.3% -10.4%
2010 14.4% -11.5%
2011 9.0% -37.7%
2012 9.4% +4.6%
2013 13.1% +39.6%
2014 13.1% -0.2%
2015 12.3% -6.5%
2016 15.9% +29.8%
2017 13.4% -15.7%
2018 8.6% -36.1%
2019 9.4% +10.0%
2020 13.8% +46.7%
2021 9.4% -31.8%

South Africa compared with similar countries

  • South Africa's 9.4% is below the median for upper middle income countries, which is 10.4%, 91% of the median. (53 countries reporting)
  • South Africa's 9.4% is below the median for Sub-Saharan Africa, which is 9.6%, 98% of the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
1990s 5.4% 3.5% 8.1% 5
2000s 20.1% 9.0% 25.8% 10
2010s 11.9% 8.6% 15.9% 10
2020s 11.6% 9.4% 13.8% 2

Countries ranked near South Africa

  1. 95 Haiti 10.2% compare
  2. 96 Kazakhstan 10.1% compare
  3. 97 Kenya 9.9% compare
  4. 99 Nepal 9.4% compare
  5. 100 Nicaragua 8.9% compare
  6. 101 Aruba 8.8% compare

See the full ranking of 180 places →

More financial sector data for South Africa

All data for South Africa →

Frequently asked questions

What is external loans and deposits of reporting banks vis-à-vis the banking in South Africa?
External loans and deposits of reporting banks vis-à-vis the banking in South Africa was 9.4% in 2021, according to Bank for International Settlements (BIS).
What is the highest external loans and deposits of reporting banks vis-à-vis the banking recorded in South Africa?
The highest recorded value was 25.8% in 2007.
What is the lowest external loans and deposits of reporting banks vis-à-vis the banking recorded in South Africa?
The lowest recorded value was 3.5% in 1996.
How does South Africa rank for external loans and deposits of reporting banks vis-à-vis the banking?
South Africa ranks 98th out of 180 countries with data for 2021.
Is external loans and deposits of reporting banks vis-à-vis the banking rising or falling in South Africa?
Over the last ten years it is up 4.8%. The long-run trend across the full record is rising.
Where does this South Africa data come from?
The figures come from Bank for International Settlements (BIS), published as part of External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits). Statizoid updates them automatically from the source API.

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External loans and deposits of reporting banks vis-à-vis the banking in South Africa. Statizoid, drawing on Bank for International Settlements (BIS). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/external-loans-and-deposits-of-reporting-banks-vis-a-vis-the-banking-sector-percent-of/south-africa/

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About this data

Indicator
External loans and deposits of reporting banks vis-à-vis the banking sector (% of domestic bank deposits)
Unit
% of domestic bank deposits
Source
Bank for International Settlements (BIS)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 4,482 data points, 1995–2021
Last refreshed

Data is from BIS Statistical Appendix Table 7A minus 7B: External loans and deposits of reporting banks vis-à-vis all sectors minus external loans and deposits of reporting banks vis-à-vis nonbanking sectors; bank deposits from IFS (IFS lines 24 and 25). End of year data (i.e. December data) are used.