Interest rate spread in Belize
Belize: Interest rate spread was 6.5% in 2025. ▲ Rising
Interest rate spread in Belize, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in Belize is 6.5%, measured in 2025.
That represents a change of up 2.4% on the previous year and down 15.8% over ten years.
Over the whole period, interest rate spread in Belize peaked at 9.1% in 2001 and was at its lowest, -0.3%, in 1982.
That places Belize 45th out of 140 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 44 years of available data.
Interest rate spread in Belize, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1982 | -0.3% | — |
| 1983 | 3.3% | -1297.0% |
| 1984 | 5.5% | +67.6% |
| 1985 | 3.0% | -46.2% |
| 1986 | 2.9% | -3.7% |
| 1987 | 4.6% | +59.5% |
| 1988 | 5.1% | +12.8% |
| 1989 | 5.9% | +14.9% |
| 1990 | 5.9% | -0.1% |
| 1991 | 5.8% | -1.3% |
| 1992 | 6.2% | +5.9% |
| 1993 | 6.2% | +1.1% |
| 1994 | 6.2% | -0.1% |
| 1995 | 6.3% | +1.6% |
| 1996 | 7.2% | +14.2% |
| 1997 | 7.1% | -1.6% |
| 1998 | 7.7% | +9.0% |
| 1999 | 8.2% | +5.3% |
| 2000 | 8.3% | +2.0% |
| 2001 | 9.1% | +9.5% |
| 2002 | 8.6% | -6.0% |
| 2003 | 7.4% | -13.4% |
| 2004 | 6.5% | -12.0% |
| 2005 | 6.5% | +0.3% |
| 2006 | 6.1% | -7.5% |
| 2007 | 6.0% | -0.7% |
| 2008 | 5.7% | -5.4% |
| 2009 | 5.7% | +0.5% |
| 2010 | 6.1% | +7.2% |
| 2011 | 6.9% | +13.1% |
| 2012 | 8.0% | +16.0% |
| 2013 | 8.0% | -0.6% |
| 2014 | 7.9% | -0.7% |
| 2015 | 7.7% | -2.6% |
| 2016 | 7.5% | -2.3% |
| 2017 | 7.3% | -2.7% |
| 2018 | 7.1% | -3.1% |
| 2019 | 7.1% | +0.0% |
| 2020 | 6.6% | -7.9% |
| 2021 | 6.2% | -5.3% |
| 2022 | 6.3% | +1.5% |
| 2023 | 6.4% | +0.9% |
| 2024 | 6.3% | -0.1% |
| 2025 | 6.5% | +2.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.7% | -0.3% | 5.9% | 8 |
| 1990s | 6.7% | 5.8% | 8.2% | 10 |
| 2000s | 7.0% | 5.7% | 9.1% | 10 |
| 2010s | 7.4% | 6.1% | 8.0% | 10 |
| 2020s | 6.4% | 6.2% | 6.6% | 6 |
Countries ranked near Belize
More financial sector data for Belize
- Net domestic credit (current LCU), per capita 9,822 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 1.25 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 12.01 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 365.01 million SDR (2025)
- Reserves excluding gold 408.49 million SDR (2025)
- Total reserves (gold at market value) 408.49 million SDR (2025)
- Total reserves (gold at national valuation) 408.49 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 965.87 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Belize?
- Interest rate spread in Belize was 6.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Belize?
- The highest recorded value was 9.1% in 2001.
- What is the lowest interest rate spread recorded in Belize?
- The lowest recorded value was -0.3% in 1982.
- How does Belize rank for interest rate spread?
- Belize ranks 45th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Belize?
- Over the last ten years it is down 15.8%. The long-run trend across the full record is rising.
- Where does this Belize data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.