Interest rate spread (lending rate minus deposit rate, %) in Samoa
Samoa: Interest rate spread (lending rate minus deposit rate, %) was 6.8% in 2025. ▼ Falling
Interest rate spread in Samoa, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Samoa stood at 6.8%.
The figure is down 0.5% on the previous year and down 3.2% over ten years.
Over the whole period, interest rate spread in Samoa peaked at 8.0% in 2010 and was at its lowest, 6.0%, in 2020.
Samoa ranks 45th of 141 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Samoa, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2001 | 7.1% | — |
| 2002 | 6.9% | -1.9% |
| 2003 | 6.8% | -2.6% |
| 2004 | 6.8% | +1.1% |
| 2005 | 7.1% | +3.6% |
| 2006 | 6.9% | -3.2% |
| 2007 | 6.2% | -9.4% |
| 2008 | 6.6% | +6.3% |
| 2009 | 7.3% | +10.3% |
| 2010 | 8.0% | +10.2% |
| 2011 | 7.7% | -4.3% |
| 2012 | 7.4% | -3.7% |
| 2013 | 7.3% | -1.0% |
| 2014 | 7.0% | -4.4% |
| 2015 | 7.0% | +0.5% |
| 2016 | 6.7% | -4.4% |
| 2017 | 6.2% | -8.4% |
| 2018 | 6.2% | +0.6% |
| 2019 | 6.2% | +0.8% |
| 2020 | 6.0% | -3.2% |
| 2021 | 6.4% | +6.0% |
| 2022 | 6.5% | +1.3% |
| 2023 | 6.5% | +0.6% |
| 2024 | 6.8% | +4.7% |
| 2025 | 6.8% | -0.5% |
Samoa compared with similar countries
- Samoa's 6.8% is above the median for upper middle income countries, which is 5.4%, 1.3× the median. (49 countries reporting)
- Samoa's 6.8% is above the median for East Asia & Pacific, which is 5.0%, 1.4× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.8% | 6.2% | 7.3% | 9 |
| 2010s | 7.0% | 6.2% | 8.0% | 10 |
| 2020s | 6.5% | 6.0% | 6.8% | 6 |
Countries ranked near Samoa
More financial sector data for Samoa
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 11.51 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 8.41 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.002 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 11.51 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Samoa?
- Interest rate spread in Samoa was 6.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Samoa?
- The highest recorded value was 8.0% in 2010.
- What is the lowest interest rate spread recorded in Samoa?
- The lowest recorded value was 6.0% in 2020.
- How does Samoa rank for interest rate spread?
- Samoa ranks 45th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Samoa?
- Over the last ten years it is down 3.2%. The long-run trend across the full record is falling.
- Where does this Samoa data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.