Interest rate spread in Samoa
Samoa: Interest rate spread was 6.8% in 2025. ▼ Falling
Interest rate spread in Samoa, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Samoa stood at 6.8%.
The figure is down 0.5% on the previous year and down 3.2% over ten years.
Over the whole period, interest rate spread in Samoa peaked at 8.0% in 2010 and was at its lowest, 6.0%, in 2020.
Samoa ranks 44th of 140 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
Interest rate spread in Samoa, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2001 | 7.1% | — |
| 2002 | 6.9% | -1.9% |
| 2003 | 6.8% | -2.6% |
| 2004 | 6.8% | +1.1% |
| 2005 | 7.1% | +3.6% |
| 2006 | 6.9% | -3.2% |
| 2007 | 6.2% | -9.4% |
| 2008 | 6.6% | +6.3% |
| 2009 | 7.3% | +10.3% |
| 2010 | 8.0% | +10.2% |
| 2011 | 7.7% | -4.3% |
| 2012 | 7.4% | -3.7% |
| 2013 | 7.3% | -1.0% |
| 2014 | 7.0% | -4.4% |
| 2015 | 7.0% | +0.5% |
| 2016 | 6.7% | -4.4% |
| 2017 | 6.2% | -8.4% |
| 2018 | 6.2% | +0.6% |
| 2019 | 6.2% | +0.8% |
| 2020 | 6.0% | -3.2% |
| 2021 | 6.4% | +6.0% |
| 2022 | 6.5% | +1.3% |
| 2023 | 6.5% | +0.6% |
| 2024 | 6.8% | +4.7% |
| 2025 | 6.8% | -0.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.8% | 6.2% | 7.3% | 9 |
| 2010s | 7.0% | 6.2% | 8.0% | 10 |
| 2020s | 6.5% | 6.0% | 6.8% | 6 |
Countries ranked near Samoa
More financial sector data for Samoa
- Net domestic credit (current LCU), per capita 3,160 current LCU per person (2009)
- Net domestic credit (current LCU), per unit of GDP 0.9636 current LCU per US$ of GDP (2009)
- Net domestic credit (current LCU), annual growth rate -0.0979 % change on previous year (2009)
- Reserves excluding gold, foreign exchange 400.96 million SDR (2025)
- Reserves excluding gold 433.07 million SDR (2025)
- Total reserves (gold at market value) 436.90 million SDR (2025)
- Total reserves (gold at national valuation) 436.93 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,992 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 12.23 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,992 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in Samoa?
- Interest rate spread in Samoa was 6.8% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Samoa?
- The highest recorded value was 8.0% in 2010.
- What is the lowest interest rate spread recorded in Samoa?
- The lowest recorded value was 6.0% in 2020.
- How does Samoa rank for interest rate spread?
- Samoa ranks 44th out of 140 countries with data for 2025.
- Is interest rate spread rising or falling in Samoa?
- Over the last ten years it is down 3.2%. The long-run trend across the full record is falling.
- Where does this Samoa data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.