Interest rate spread (lending rate minus deposit rate, %) in Bolivia
Bolivia: Interest rate spread (lending rate minus deposit rate, %) was 6.3% in 2025. ◆ Volatile
Interest rate spread in Bolivia, 1987–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Bolivia stood at 6.3%.
Compared with earlier readings it is up 12.0% on the previous year and down 5.8% over ten years.
Over the whole period, interest rate spread in Bolivia peaked at 37.1% in 1994 and was at its lowest, 4.1%, in 2020.
That places Bolivia 48th out of 141 countries with data for 2025, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Bolivia, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1987 | 19.1% | — |
| 1988 | 12.1% | -36.8% |
| 1989 | 13.6% | +12.9% |
| 1990 | 18.0% | +32.1% |
| 1991 | 17.4% | -3.4% |
| 1992 | 22.3% | +28.3% |
| 1993 | 31.7% | +42.2% |
| 1994 | 37.1% | +17.2% |
| 1995 | 32.1% | -13.4% |
| 1996 | 36.8% | +14.5% |
| 1997 | 35.3% | -4.0% |
| 1998 | 26.6% | -24.7% |
| 1999 | 23.1% | -13.1% |
| 2000 | 23.6% | +2.2% |
| 2001 | 10.2% | -56.6% |
| 2002 | 11.1% | +8.0% |
| 2003 | 6.3% | -43.4% |
| 2004 | 7.1% | +12.7% |
| 2005 | 11.7% | +65.7% |
| 2006 | 7.9% | -32.7% |
| 2007 | 9.3% | +18.4% |
| 2008 | 9.2% | -1.0% |
| 2009 | 8.9% | -3.2% |
| 2010 | 8.9% | -0.6% |
| 2011 | 9.5% | +7.3% |
| 2012 | 9.5% | -0.0% |
| 2013 | 9.3% | -2.1% |
| 2014 | 6.7% | -27.6% |
| 2015 | 6.7% | -1.3% |
| 2016 | 6.5% | -2.3% |
| 2017 | 5.6% | -13.3% |
| 2018 | 5.0% | -11.3% |
| 2019 | 5.2% | +4.3% |
| 2020 | 4.1% | -22.4% |
| 2021 | 4.9% | +20.0% |
| 2022 | 4.6% | -6.2% |
| 2023 | 5.5% | +21.6% |
| 2024 | 5.6% | +1.1% |
| 2025 | 6.3% | +12.0% |
Bolivia compared with similar countries
- Bolivia's 6.3% is below the median for lower middle income countries, which is 6.3%, 99% of the median. (37 countries reporting)
- Bolivia's 6.3% is above the median for Latin America & Caribbean, which is 6.1%, 1.0× the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 14.9% | 12.1% | 19.1% | 3 |
| 1990s | 28.0% | 17.4% | 37.1% | 10 |
| 2000s | 10.5% | 6.3% | 23.6% | 10 |
| 2010s | 7.3% | 5.0% | 9.5% | 10 |
| 2020s | 5.1% | 4.1% | 6.3% | 6 |
Countries ranked near Bolivia
More financial sector data for Bolivia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 2.83 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.07 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 2.83 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Bolivia?
- Interest rate spread in Bolivia was 6.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Bolivia?
- The highest recorded value was 37.1% in 1994.
- What is the lowest interest rate spread recorded in Bolivia?
- The lowest recorded value was 4.1% in 2020.
- How does Bolivia rank for interest rate spread?
- Bolivia ranks 48th out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Bolivia?
- Over the last ten years it is down 5.8%. The long-run trend across the full record is volatile.
- Where does this Bolivia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.