Interest rate spread (lending rate minus deposit rate, %) in Netherlands
Netherlands: Interest rate spread (lending rate minus deposit rate, %) was -0.9% in 2013. ◆ Volatile
Interest rate spread in Netherlands, 1999–2013
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2013, interest rate spread in Netherlands stood at -0.9%.
The figure is up 15.5% on the previous year and down 283.4% over ten years.
Over the whole period, interest rate spread in Netherlands peaked at 1.9% in 2000 and was at its lowest, -1.1%, in 2012.
Netherlands ranks 133rd of 141 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Interest rate spread (lending rate minus deposit rate, %) in Netherlands, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1999 | 0.7% | — |
| 2000 | 1.9% | +165.7% |
| 2001 | 1.9% | -0.4% |
| 2002 | 1.2% | -37.1% |
| 2003 | 0.5% | -57.0% |
| 2004 | 0.4% | -14.0% |
| 2005 | 0.4% | -2.5% |
| 2006 | 0.6% | +30.1% |
| 2007 | 0.7% | +27.8% |
| 2008 | 0.2% | -67.4% |
| 2009 | -0.6% | -363.2% |
| 2010 | -0.6% | -2.8% |
| 2011 | -0.6% | +1.6% |
| 2012 | -1.1% | +83.3% |
| 2013 | -0.9% | -15.5% |
Netherlands compared with similar countries
- Netherlands's -0.9% is below the median for high income countries, which is 3.1%. (38 countries reporting)
- Netherlands's -0.9% is below the median for Europe & Central Asia, which is 4.0%. (27 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Netherlands changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | -363.2% | 0.2% | -0.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 0.7% | 0.7% | 0.7% | 1 |
| 2000s | 0.7% | -0.6% | 1.9% | 10 |
| 2010s | -0.8% | -1.1% | -0.6% | 4 |
Countries ranked near Netherlands
More financial sector data for Netherlands
- Reserve position in the IMF, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 174.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.33 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 127.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 174.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.33 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Netherlands?
- Interest rate spread in Netherlands was -0.9% in 2013, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Netherlands?
- The highest recorded value was 1.9% in 2000.
- What is the lowest interest rate spread recorded in Netherlands?
- The lowest recorded value was -1.1% in 2012.
- How does Netherlands rank for interest rate spread?
- Netherlands ranks 133rd out of 141 countries with data for 2013.
- Is interest rate spread rising or falling in Netherlands?
- Over the last ten years it is down 283.4%. The long-run trend across the full record is volatile.
- Where does this Netherlands data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.