Interest rate spread in Netherlands

Netherlands: Interest rate spread was -0.9% in 2013. ◆ Volatile

Latest (2013)
-0.9%
Change on year
up 15.5%
World rank
133rd
of 140 countries
All-time high
1.9%
in 2000
All-time low
-1.1%
in 2012
Years of data
15
1999–2013

Interest rate spread in Netherlands, 1999–2013

-10121999200620131999: 0.717 lending rate minus deposit rate, %2000: 1.9 lending rate minus deposit rate, %2001: 1.9 lending rate minus deposit rate, %2002: 1.2 lending rate minus deposit rate, %2003: 0.512 lending rate minus deposit rate, %2004: 0.441 lending rate minus deposit rate, %2005: 0.43 lending rate minus deposit rate, %2006: 0.559 lending rate minus deposit rate, %2007: 0.715 lending rate minus deposit rate, %2008: 0.233 lending rate minus deposit rate, %2009: -0.614 lending rate minus deposit rate, %2010: -0.597 lending rate minus deposit rate, %2011: -0.607 lending rate minus deposit rate, %2012: -1.1 lending rate minus deposit rate, %2013: -0.94 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

In 2013, interest rate spread in Netherlands stood at -0.9%.

The figure is up 15.5% on the previous year and down 283.4% over ten years.

Over the whole period, interest rate spread in Netherlands peaked at 1.9% in 2000 and was at its lowest, -1.1%, in 2012.

Netherlands ranks 133rd of 140 countries on this measure, in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Interest rate spread in Netherlands, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Netherlands, 1999 to 2013.
Year lending rate minus deposit rate, % Change
1999 0.7%
2000 1.9% +165.7%
2001 1.9% -0.4%
2002 1.2% -37.1%
2003 0.5% -57.0%
2004 0.4% -14.0%
2005 0.4% -2.5%
2006 0.6% +30.1%
2007 0.7% +27.8%
2008 0.2% -67.4%
2009 -0.6% -363.2%
2010 -0.6% -2.8%
2011 -0.6% +1.6%
2012 -1.1% +83.3%
2013 -0.9% -15.5%

Averages by decade

DecadeAverage LowestHighest Years
1990s 0.7% 0.7% 0.7% 1
2000s 0.7% -0.6% 1.9% 10
2010s -0.8% -1.1% -0.6% 4

Countries ranked near Netherlands

  1. 130 Japan 0.7% compare
  2. 131 Qatar 0.1% compare
  3. 132 Bangladesh -0.7% compare
  4. 134 Côte d'Ivoire -1.6% compare
  5. 134 Guinea-Bissau -1.6% compare
  6. 134 Mali -1.6% compare
  7. 134 Niger -1.6% compare
  8. 134 Senegal -1.6% compare
  9. 134 Togo -1.6% compare

See the full ranking of 180 places →

More financial sector data for Netherlands

All data for Netherlands →

Frequently asked questions

What is interest rate spread in Netherlands?
Interest rate spread in Netherlands was -0.9% in 2013, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Netherlands?
The highest recorded value was 1.9% in 2000.
What is the lowest interest rate spread recorded in Netherlands?
The lowest recorded value was -1.1% in 2012.
How does Netherlands rank for interest rate spread?
Netherlands ranks 133rd out of 140 countries with data for 2013.
Is interest rate spread rising or falling in Netherlands?
Over the last ten years it is down 283.4%. The long-run trend across the full record is volatile.
Where does this Netherlands data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Netherlands. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 31 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/netherlands/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.