Interest rate spread in Togo

Togo: Interest rate spread was -1.6% in 2016. ◆ Volatile

Latest (2016)
-1.6%
Change on year
up 11.6%
World rank
135th
of 141 countries
All-time high
1.1%
in 2005
All-time low
-3.6%
in 2009
Years of data
12
2005–2016

Interest rate spread in Togo, 2005–2016

-4-3-2-1012005201020162005: 1.1 lending rate minus deposit rate, %2006: -3.1 lending rate minus deposit rate, %2007: -3.1 lending rate minus deposit rate, %2008: -3.1 lending rate minus deposit rate, %2009: -3.6 lending rate minus deposit rate, %2010: -3.3 lending rate minus deposit rate, %2011: -3.2 lending rate minus deposit rate, %2012: -3 lending rate minus deposit rate, %2013: -2.4 lending rate minus deposit rate, %2014: -1.9 lending rate minus deposit rate, %2015: -1.8 lending rate minus deposit rate, %2016: -1.6 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

In 2016, interest rate spread in Togo stood at -1.6%.

That represents a change of up 11.6% on the previous year and up 47.2% over ten years.

Over the whole period, interest rate spread in Togo peaked at 1.1% in 2005 and was at its lowest, -3.6%, in 2009.

That places Togo 135th out of 141 countries with data for 2016, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Interest rate spread in Togo, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Togo, 2005 to 2016.
Year lending rate minus deposit rate, % Change
2005 1.1%
2006 -3.1% -368.7%
2007 -3.1% -0.8%
2008 -3.1% +2.6%
2009 -3.6% +14.7%
2010 -3.3% -9.1%
2011 -3.2% -0.9%
2012 -3.0% -9.0%
2013 -2.4% -19.9%
2014 -1.9% -18.9%
2015 -1.8% -3.9%
2016 -1.6% -11.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s -2.3% -3.6% 1.1% 5
2010s -2.5% -3.3% -1.6% 7

Countries ranked near Togo

  1. 132 Qatar 0.1% compare
  2. 133 Bangladesh -0.7% compare
  3. 134 Netherlands -0.9% compare
  4. 135 Côte d'Ivoire -1.6% compare
  5. 135 Guinea-Bissau -1.6% compare
  6. 135 Mali -1.6% compare
  7. 135 Niger -1.6% compare
  8. 135 Senegal -1.6% compare

See the full ranking of 181 places →

More financial sector data for Togo

All data for Togo →

Frequently asked questions

What is interest rate spread in Togo?
Interest rate spread in Togo was -1.6% in 2016, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Togo?
The highest recorded value was 1.1% in 2005.
What is the lowest interest rate spread recorded in Togo?
The lowest recorded value was -3.6% in 2009.
How does Togo rank for interest rate spread?
Togo ranks 135th out of 141 countries with data for 2016.
Is interest rate spread rising or falling in Togo?
Over the last ten years it is up 47.2%. The long-run trend across the full record is volatile.
Where does this Togo data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Togo. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 03 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/togo/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.