Interest rate spread in Qatar

Qatar: Interest rate spread was 0.1% in 2025. ▼ Falling

Latest (2025)
0.1%
Change on year
down 92.4%
World rank
131st
of 140 countries
All-time high
4.4%
in 2010
All-time low
0.1%
in 2025
Years of data
39
1979–2025

Interest rate spread in Qatar, 1979–2025

012341979200220251979: 4 lending rate minus deposit rate, %1980: 3.5 lending rate minus deposit rate, %1981: 3.5 lending rate minus deposit rate, %1982: 3.5 lending rate minus deposit rate, %1983: 3.5 lending rate minus deposit rate, %1984: 3.5 lending rate minus deposit rate, %1985: 3.5 lending rate minus deposit rate, %1986: 3.5 lending rate minus deposit rate, %1987: 3.5 lending rate minus deposit rate, %1988: 3.5 lending rate minus deposit rate, %1989: 3.5 lending rate minus deposit rate, %1990: 3.5 lending rate minus deposit rate, %1991: 3.5 lending rate minus deposit rate, %1992: 3.4 lending rate minus deposit rate, %1993: 3.1 lending rate minus deposit rate, %1994: 4 lending rate minus deposit rate, %1995: 4 lending rate minus deposit rate, %2004: 3.5 lending rate minus deposit rate, %2005: 3.5 lending rate minus deposit rate, %2006: 2.9 lending rate minus deposit rate, %2007: 3 lending rate minus deposit rate, %2008: 3.9 lending rate minus deposit rate, %2009: 2.8 lending rate minus deposit rate, %2010: 4.4 lending rate minus deposit rate, %2011: 3.7 lending rate minus deposit rate, %2012: 3.7 lending rate minus deposit rate, %2013: 3.7 lending rate minus deposit rate, %2014: 3.6 lending rate minus deposit rate, %2015: 2.8 lending rate minus deposit rate, %2016: 1.6 lending rate minus deposit rate, %2017: 1.8 lending rate minus deposit rate, %2018: 1.5 lending rate minus deposit rate, %2019: 1.4 lending rate minus deposit rate, %2020: 1.6 lending rate minus deposit rate, %2021: 2 lending rate minus deposit rate, %2022: 1.9 lending rate minus deposit rate, %2023: 1.4 lending rate minus deposit rate, %2024: 0.977 lending rate minus deposit rate, %2025: 0.074 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

Qatar recorded 0.1% for interest rate spread in 2025. That is the lowest value across all 39 years on record.

The figure is down 92.4% on the previous year and down 97.4% over ten years.

Over the whole period, interest rate spread in Qatar peaked at 4.4% in 2010 and was at its lowest, 0.1%, in 2025.

Qatar ranks 131st of 140 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 39 years of available data.

Interest rate spread in Qatar, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Qatar, 1979 to 2025.
Year lending rate minus deposit rate, % Change
1979 4.0%
1980 3.5% -12.5%
1981 3.5% +0.0%
1982 3.5% +0.0%
1983 3.5% +0.0%
1984 3.5% +0.0%
1985 3.5% +0.0%
1986 3.5% +0.0%
1987 3.5% +0.0%
1988 3.5% +0.0%
1989 3.5% +0.0%
1990 3.5% +0.0%
1991 3.5% +0.0%
1992 3.4% -3.6%
1993 3.1% -7.4%
1994 4.0% +28.7%
1995 4.0% -0.3%
2004 3.5% -11.7%
2005 3.5% -2.0%
2006 2.9% -15.0%
2007 3.0% +1.9%
2008 3.9% +29.2%
2009 2.8% -27.6%
2010 4.4% +55.8%
2011 3.7% -14.5%
2012 3.7% -0.7%
2013 3.7% -0.5%
2014 3.6% -2.2%
2015 2.8% -21.8%
2016 1.6% -43.6%
2017 1.8% +12.4%
2018 1.5% -14.6%
2019 1.4% -7.6%
2020 1.6% +11.3%
2021 2.0% +25.5%
2022 1.9% -1.7%
2023 1.4% -25.7%
2024 1.0% -32.2%
2025 0.1% -92.4%

Averages by decade

DecadeAverage LowestHighest Years
1970s 4.0% 4.0% 4.0% 1
1980s 3.5% 3.5% 3.5% 10
1990s 3.6% 3.1% 4.0% 6
2000s 3.3% 2.8% 3.9% 6
2010s 2.8% 1.4% 4.4% 10
2020s 1.3% 0.1% 2.0% 6

Countries ranked near Qatar

  1. 128 Lebanon 0.8% compare
  2. 129 Zambia 0.8% compare
  3. 130 Japan 0.7% compare
  4. 132 Bangladesh -0.7% compare
  5. 133 Netherlands -0.9% compare
  6. 134 Côte d'Ivoire -1.6% compare
  7. 134 Guinea-Bissau -1.6% compare
  8. 134 Mali -1.6% compare
  9. 134 Niger -1.6% compare
  10. 134 Senegal -1.6% compare
  11. 134 Togo -1.6% compare

See the full ranking of 180 places →

More financial sector data for Qatar

All data for Qatar →

Frequently asked questions

What is interest rate spread in Qatar?
Interest rate spread in Qatar was 0.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Qatar?
The highest recorded value was 4.4% in 2010.
What is the lowest interest rate spread recorded in Qatar?
The lowest recorded value was 0.1% in 2025.
How does Qatar rank for interest rate spread?
Qatar ranks 131st out of 140 countries with data for 2025.
Is interest rate spread rising or falling in Qatar?
Over the last ten years it is down 97.4%. The long-run trend across the full record is falling.
Where does this Qatar data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Qatar. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 30 August 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/qatar/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
180 places, 5,148 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.