Interest rate spread (lending rate minus deposit rate, %) in Qatar
Qatar: Interest rate spread (lending rate minus deposit rate, %) was 0.1% in 2025. ▼ Falling
Interest rate spread in Qatar, 1979–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Qatar recorded 0.1% for interest rate spread in 2025. That is the lowest value across all 39 years on record.
The figure is down 92.4% on the previous year and down 97.4% over ten years.
Over the whole period, interest rate spread in Qatar peaked at 4.4% in 2010 and was at its lowest, 0.1%, in 2025.
Qatar ranks 131st of 141 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 39 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in Qatar, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1979 | 4.0% | — |
| 1980 | 3.5% | -12.5% |
| 1981 | 3.5% | +0.0% |
| 1982 | 3.5% | +0.0% |
| 1983 | 3.5% | +0.0% |
| 1984 | 3.5% | +0.0% |
| 1985 | 3.5% | +0.0% |
| 1986 | 3.5% | +0.0% |
| 1987 | 3.5% | +0.0% |
| 1988 | 3.5% | +0.0% |
| 1989 | 3.5% | +0.0% |
| 1990 | 3.5% | +0.0% |
| 1991 | 3.5% | +0.0% |
| 1992 | 3.4% | -3.6% |
| 1993 | 3.1% | -7.4% |
| 1994 | 4.0% | +28.7% |
| 1995 | 4.0% | -0.3% |
| 2004 | 3.5% | -11.7% |
| 2005 | 3.5% | -2.0% |
| 2006 | 2.9% | -15.0% |
| 2007 | 3.0% | +1.9% |
| 2008 | 3.9% | +29.2% |
| 2009 | 2.8% | -27.6% |
| 2010 | 4.4% | +55.8% |
| 2011 | 3.7% | -14.5% |
| 2012 | 3.7% | -0.7% |
| 2013 | 3.7% | -0.5% |
| 2014 | 3.6% | -2.2% |
| 2015 | 2.8% | -21.8% |
| 2016 | 1.6% | -43.6% |
| 2017 | 1.8% | +12.4% |
| 2018 | 1.5% | -14.6% |
| 2019 | 1.4% | -7.6% |
| 2020 | 1.6% | +11.3% |
| 2021 | 2.0% | +25.5% |
| 2022 | 1.9% | -1.7% |
| 2023 | 1.4% | -25.7% |
| 2024 | 1.0% | -32.2% |
| 2025 | 0.1% | -92.4% |
Qatar compared with similar countries
- Qatar's 0.1% is below the median for high income countries, which is 3.1%, 2% of the median. (38 countries reporting)
- Qatar's 0.1% is below the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.3%, 2% of the median. (15 countries reporting)
Biggest year-on-year movements
Years where Interest rate spread (lending rate minus deposit rate, %) in Qatar changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2025 | -92.4% | 1.0% | 0.1% |
| 2010 | +55.8% | 2.8% | 4.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 4.0% | 4.0% | 4.0% | 1 |
| 1980s | 3.5% | 3.5% | 3.5% | 10 |
| 1990s | 3.6% | 3.1% | 4.0% | 6 |
| 2000s | 3.3% | 2.8% | 3.9% | 6 |
| 2010s | 2.8% | 1.4% | 4.4% | 10 |
| 2020s | 1.3% | 0.1% | 2.0% | 6 |
Countries ranked near Qatar
More financial sector data for Qatar
- Reserve position in the IMF, US dollar, annual growth rate 8.42 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 88.27 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 3.24 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 64.45 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 8.42 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 88.27 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 3.24 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Qatar?
- Interest rate spread in Qatar was 0.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Qatar?
- The highest recorded value was 4.4% in 2010.
- What is the lowest interest rate spread recorded in Qatar?
- The lowest recorded value was 0.1% in 2025.
- How does Qatar rank for interest rate spread?
- Qatar ranks 131st out of 141 countries with data for 2025.
- Is interest rate spread rising or falling in Qatar?
- Over the last ten years it is down 97.4%. The long-run trend across the full record is falling.
- Where does this Qatar data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.