Interest rate spread in Pacific island small states

Pacific island small states: Interest rate spread was 6.1% in 2021. ▼ Falling

Latest (2021)
6.1%
Change on year
down 19.1%
Rank
19th
of 40 groups
All-time high
7.8%
in 2013
All-time low
6.1%
in 2021
Years of data
9
2013–2021

Interest rate spread in Pacific island small states, 2013–2021

024682013201720212013: 7.8 lending rate minus deposit rate, %2014: 7.7 lending rate minus deposit rate, %2015: 7.4 lending rate minus deposit rate, %2016: 7.4 lending rate minus deposit rate, %2017: 7.3 lending rate minus deposit rate, %2018: 7.5 lending rate minus deposit rate, %2019: 7.6 lending rate minus deposit rate, %2020: 7.6 lending rate minus deposit rate, %2021: 6.1 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

The most recent figure for interest rate spread in Pacific island small states is 6.1%, measured in 2021. That is the lowest value across all 9 years on record.

Compared with earlier readings it is down 19.1% on the previous year and down 21.5% over ten years.

Over the whole period, interest rate spread in Pacific island small states peaked at 7.8% in 2013 and was at its lowest, 6.1%, in 2021.

That places Pacific island small states 19th out of 40 groups with data for 2021, putting it in the middle of the range.

Interest rate spread in Pacific island small states, year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in Pacific island small states, 2013 to 2021.
Year lending rate minus deposit rate, % Change
2013 7.8%
2014 7.7% -1.8%
2015 7.4% -3.5%
2016 7.4% +0.4%
2017 7.3% -1.4%
2018 7.5% +2.6%
2019 7.6% +1.3%
2020 7.6% -0.5%
2021 6.1% -19.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 7.5% 7.3% 7.8% 7
2020s 6.9% 6.1% 7.6% 2

Countries ranked near Pacific island small states

  1. 16 Mauritania 11.3% compare
  2. 17 Argentina 11.2% compare
  3. 18 Uganda 10.5% compare
  4. 19 Tanzania, United Republic of 10.0% compare
  5. 20 Timor-Leste 10.0% compare
  6. 21 Ukraine 9.7% compare
  7. 22 Mongolia 9.4% compare

See the full ranking of 181 places →

More financial sector data for Pacific island small states

All data for Pacific island small states →

Frequently asked questions

What is interest rate spread in Pacific island small states?
Interest rate spread in Pacific island small states was 6.1% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in Pacific island small states?
The highest recorded value was 7.8% in 2013.
What is the lowest interest rate spread recorded in Pacific island small states?
The lowest recorded value was 6.1% in 2021.
How does Pacific island small states rank for interest rate spread?
Pacific island small states ranks 19th out of 40 groups with data for 2021.
Is interest rate spread rising or falling in Pacific island small states?
Over the last ten years it is down 21.5%. The long-run trend across the full record is falling.
Where does this Pacific island small states data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in Pacific island small states. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/pacific-island-small-states/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.