Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malaysia
Malaysia: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 1.38 trillion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malaysia, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Malaysia is 1.38 trillion, measured in 2025. That is the highest value across all 22 years on record.
That represents a change of up 5.4% on the previous year and up 73.3% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Malaysia peaked at 1.38 trillion in 2025 and was at its lowest, 219.38 billion, in 2004.
That places Malaysia 37th out of 134 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malaysia, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 219.38 billion | — |
| 2005 | 283.98 billion | +29.4% |
| 2006 | 327.56 billion | +15.3% |
| 2007 | 352.20 billion | +7.5% |
| 2008 | 385.84 billion | +9.6% |
| 2009 | 423.61 billion | +9.8% |
| 2010 | 478.25 billion | +12.9% |
| 2011 | 541.62 billion | +13.3% |
| 2012 | 602.09 billion | +11.2% |
| 2013 | 673.63 billion | +11.9% |
| 2014 | 740.02 billion | +9.9% |
| 2015 | 796.34 billion | +7.6% |
| 2016 | 838.13 billion | +5.2% |
| 2017 | 880.27 billion | +5.0% |
| 2018 | 954.36 billion | +8.4% |
| 2019 | 1.00 trillion | +4.9% |
| 2020 | 1.05 trillion | +5.2% |
| 2021 | 1.10 trillion | +4.3% |
| 2022 | 1.17 trillion | +6.5% |
| 2023 | 1.24 trillion | +5.7% |
| 2024 | 1.31 trillion | +6.0% |
| 2025 | 1.38 trillion | +5.4% |
Malaysia compared with similar countries
- Malaysia's 1.38 trillion is above the median for upper middle income countries, which is 162.63 billion, 8.5× the median. (46 countries reporting)
- Malaysia's 1.38 trillion is above the median for East Asia & Pacific, which is 299.94 billion, 4.6× the median. (18 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Malaysia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2005 | +29.4% | 219.38 billion | 283.98 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 332.09 billion | 219.38 billion | 423.61 billion | 6 |
| 2010s | 750.54 billion | 478.25 billion | 1.00 trillion | 10 |
| 2020s | 1.21 trillion | 1.05 trillion | 1.38 trillion | 6 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Net domestic credit (current LCU), per capita 82,207 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 6.26 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 5.16 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 43.75 million SDR (2025)
- Gold reserves at market value 3.99 billion SDR (2025)
- Reserves excluding gold, foreign exchange 82.45 billion SDR (2025)
- Reserves excluding gold 87.75 billion SDR (2025)
- Total reserves (gold at market value) 91.73 billion SDR (2025)
- Total reserves (gold at national valuation) 91.67 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,548 SDR per person (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Malaysia?
- Outstanding loans, commercial banks, of which: household sector loans in Malaysia was 1.38 trillion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Malaysia?
- The highest recorded value was 1.38 trillion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Malaysia?
- The lowest recorded value was 219.38 billion in 2004.
- How does Malaysia rank for outstanding loans, commercial banks, of which: household sector loans?
- Malaysia ranks 37th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Malaysia?
- Over the last ten years it is up 73.3%. The long-run trend across the full record is rising.
- Where does this Malaysia data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.