Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in United Kingdom
United Kingdom: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 1.65 trillion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in United Kingdom, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding loans, commercial banks, of which: household sector loans in United Kingdom is 1.65 trillion, measured in 2025. That is the highest value across all 22 years on record.
Compared with earlier readings it is up 3.9% on the previous year and up 34.6% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in United Kingdom peaked at 1.65 trillion in 2025 and was at its lowest, 667.62 billion, in 2004.
That places United Kingdom 34th out of 134 countries with data for 2025, putting it in the top quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in United Kingdom, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 667.62 billion | — |
| 2005 | 701.46 billion | +5.1% |
| 2006 | 729.71 billion | +4.0% |
| 2007 | 749.21 billion | +2.7% |
| 2008 | 897.47 billion | +19.8% |
| 2009 | 1.01 trillion | +12.4% |
| 2010 | 1.13 trillion | +12.2% |
| 2011 | 1.13 trillion | -0.0% |
| 2012 | 1.14 trillion | +1.0% |
| 2013 | 1.15 trillion | +0.9% |
| 2014 | 1.19 trillion | +3.0% |
| 2015 | 1.23 trillion | +3.5% |
| 2016 | 1.28 trillion | +4.2% |
| 2017 | 1.33 trillion | +4.1% |
| 2018 | 1.38 trillion | +3.1% |
| 2019 | 1.42 trillion | +2.9% |
| 2020 | 1.43 trillion | +1.3% |
| 2021 | 1.49 trillion | +4.2% |
| 2022 | 1.56 trillion | +4.2% |
| 2023 | 1.57 trillion | +0.6% |
| 2024 | 1.59 trillion | +1.7% |
| 2025 | 1.65 trillion | +3.9% |
United Kingdom compared with similar countries
- United Kingdom's 1.65 trillion is above the median for high income countries, which is 248.79 billion, 6.7× the median. (52 countries reporting)
- United Kingdom's 1.65 trillion is above the median for Europe & Central Asia, which is 271.67 billion, 6.1× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 792.35 billion | 667.62 billion | 1.01 trillion | 6 |
| 2010s | 1.24 trillion | 1.13 trillion | 1.42 trillion | 10 |
| 2020s | 1.55 trillion | 1.43 trillion | 1.65 trillion | 6 |
Countries ranked near United Kingdom
More financial sector data for United Kingdom
- Reserve position in the IMF, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.99 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.29 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 10.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.99 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.29 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in United Kingdom?
- Outstanding loans, commercial banks, of which: household sector loans in United Kingdom was 1.65 trillion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in United Kingdom?
- The highest recorded value was 1.65 trillion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in United Kingdom?
- The lowest recorded value was 667.62 billion in 2004.
- How does United Kingdom rank for outstanding loans, commercial banks, of which: household sector loans?
- United Kingdom ranks 34th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in United Kingdom?
- Over the last ten years it is up 34.6%. The long-run trend across the full record is rising.
- Where does this United Kingdom data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.