Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Pakistan
Pakistan: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 1.52 trillion in 2024. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Pakistan, 2005–2024
Source: International Monetary Fund.
Analysis
Pakistan recorded 1.52 trillion for outstanding loans, commercial banks, of which: household sector loans in 2024. That is the highest value across all 20 years on record.
Compared with earlier readings it is up 4.7% on the previous year and up 132.1% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Pakistan peaked at 1.52 trillion in 2024 and was at its lowest, 604.74 billion, in 2005.
Pakistan ranks 35th of 134 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 20 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Pakistan, year by year
| Year | Value | Change |
|---|---|---|
| 2005 | 604.74 billion | — |
| 2006 | 623.54 billion | +3.1% |
| 2007 | 644.36 billion | +3.3% |
| 2008 | 690.29 billion | +7.1% |
| 2009 | 686.11 billion | -0.6% |
| 2010 | 623.68 billion | -9.1% |
| 2011 | 605.41 billion | -2.9% |
| 2012 | 635.72 billion | +5.0% |
| 2013 | 611.57 billion | -3.8% |
| 2014 | 656.24 billion | +7.3% |
| 2015 | 659.60 billion | +0.5% |
| 2016 | 725.52 billion | +10.0% |
| 2017 | 811.14 billion | +11.8% |
| 2018 | 915.15 billion | +12.8% |
| 2019 | 963.51 billion | +5.3% |
| 2020 | 1.03 trillion | +7.2% |
| 2021 | 1.24 trillion | +20.0% |
| 2022 | 1.45 trillion | +17.1% |
| 2023 | 1.46 trillion | +0.2% |
| 2024 | 1.52 trillion | +4.7% |
Pakistan compared with similar countries
- Pakistan's 1.52 trillion is above the median for lower middle income countries, which is 472.36 billion, 3.2× the median. (22 countries reporting)
- Pakistan's 1.52 trillion is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 372.73 billion, 4.1× the median. (14 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 649.81 billion | 604.74 billion | 690.29 billion | 5 |
| 2010s | 720.75 billion | 605.41 billion | 963.51 billion | 10 |
| 2020s | 1.34 trillion | 1.03 trillion | 1.52 trillion | 5 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Net domestic credit (current LCU), per capita 219,254 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 137.38 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 10.73 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 72.88 million SDR (2025)
- Gold reserves at market value 6.64 billion SDR (2025)
- Reserves excluding gold, foreign exchange 12.50 billion SDR (2025)
- Reserves excluding gold 12.68 billion SDR (2025)
- Total reserves (gold at market value) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) 19.32 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 75.69 SDR per person (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Pakistan?
- Outstanding loans, commercial banks, of which: household sector loans in Pakistan was 1.52 trillion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Pakistan?
- The highest recorded value was 1.52 trillion in 2024.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Pakistan?
- The lowest recorded value was 604.74 billion in 2005.
- How does Pakistan rank for outstanding loans, commercial banks, of which: household sector loans?
- Pakistan ranks 35th out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Pakistan?
- Over the last ten years it is up 132.1%. The long-run trend across the full record is rising.
- Where does this Pakistan data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.