Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)

Europe & Central Asia (excluding high income): Account ownership at a financial institution or with a was 82.3% in 2024. ▲ Rising

Latest (2024)
82.3%
Change on year
up 1.0%
Rank
5th
of 12 groups
All-time high
82.3%
in 2024
All-time low
50.1%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income), 2011–2024

0204060802011201720242011: 50.1 % of population ages 15+2014: 61.1 % of population ages 15+2017: 71.1 % of population ages 15+2021: 81.5 % of population ages 15+2024: 82.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Europe & Central Asia (excluding high income) is 82.3%, measured in 2024. That is the highest value across all 5 years on record.

The figure is up 1.0% on the previous year and up 34.7% over ten years.

Over the whole period, account ownership at a financial institution or with a in Europe & Central Asia (excluding high income) peaked at 82.3% in 2024 and was at its lowest, 50.1%, in 2011.

Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income), year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) in Europe & Central Asia (excluding high income), 2011 to 2024.
Year % of population ages 15+ Change
2011 50.1%
2014 61.1% +22.0%
2017 71.1% +16.3%
2021 81.5% +14.7%
2024 82.3% +1.0%

Averages by decade

DecadeAverage LowestHighest Years
2010s 60.8% 50.1% 71.1% 3
2020s 81.9% 81.5% 82.3% 2

Countries ranked near Europe & Central Asia (excluding high income)

  1. 2 Lithuania 99.8% compare
  2. 3 Netherlands 99.8% compare
  3. 4 Finland 99.7% compare
  4. 5 Austria 99.7% compare
  5. 6 France 99.5% compare
  6. 7 Estonia 99.5% compare
  7. 8 Denmark 99.2% compare

See the full ranking of 114 places →

More financial sector data for Europe & Central Asia (excluding high income)

All data for Europe & Central Asia (excluding high income) →

Frequently asked questions

What is account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)?
Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income) was 82.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Europe & Central Asia (excluding high income)?
The highest recorded value was 82.3% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Europe & Central Asia (excluding high income)?
The lowest recorded value was 50.1% in 2011.
How does Europe & Central Asia (excluding high income) rank for account ownership at a financial institution or with a?
Europe & Central Asia (excluding high income) ranks 5th out of 12 groups with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Europe & Central Asia (excluding high income)?
Over the last ten years it is up 34.7%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia (excluding high income) data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income). Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/europe-and-central-asia-excluding-high-income/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-2/europe-and-central-asia-excluding-high-income/">Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).