Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)

Europe & Central Asia (excluding high income): Account ownership at a financial institution or with a was 73.9% in 2024. ▲ Rising

Latest (2024)
73.9%
Change on year
down 0.9%
Rank
6th
of 12 groups
All-time high
74.6%
in 2021
All-time low
39.7%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income), 2011–2024

0204060802011201720242011: 39.7 % of population ages 15+2014: 56.2 % of population ages 15+2017: 62.8 % of population ages 15+2021: 74.6 % of population ages 15+2024: 73.9 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Europe & Central Asia (excluding high income) recorded 73.9% for account ownership at a financial institution or with a in 2024.

That represents a change of down 0.9% on the previous year and up 31.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Europe & Central Asia (excluding high income) peaked at 74.6% in 2021 and was at its lowest, 39.7%, in 2011.

Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income), year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) in Europe & Central Asia (excluding high income), 2011 to 2024.
Year % of population ages 15+ Change
2011 39.7%
2014 56.2% +41.5%
2017 62.8% +11.7%
2021 74.6% +18.9%
2024 73.9% -0.9%

Averages by decade

DecadeAverage LowestHighest Years
2010s 52.9% 39.7% 62.8% 3
2020s 74.3% 73.9% 74.6% 2

Countries ranked near Europe & Central Asia (excluding high income)

  1. 3 Finland 99.7% compare
  2. 4 United Kingdom 99.3% compare
  3. 5 Netherlands 99.3% compare
  4. 6 Austria 99.2% compare
  5. 7 Mongolia 99.0% compare
  6. 8 Slovenia 98.9% compare
  7. 9 Germany 98.9% compare

See the full ranking of 118 places →

More financial sector data for Europe & Central Asia (excluding high income)

All data for Europe & Central Asia (excluding high income) →

Frequently asked questions

What is account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)?
Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income) was 73.9% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Europe & Central Asia (excluding high income)?
The highest recorded value was 74.6% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Europe & Central Asia (excluding high income)?
The lowest recorded value was 39.7% in 2011.
How does Europe & Central Asia (excluding high income) rank for account ownership at a financial institution or with a?
Europe & Central Asia (excluding high income) ranks 6th out of 12 groups with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Europe & Central Asia (excluding high income)?
Over the last ten years it is up 31.5%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia (excluding high income) data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income). Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/europe-and-central-asia-excluding-high-income/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/europe-and-central-asia-excluding-high-income/">Account ownership at a financial institution or with a in Europe & Central Asia (excluding high income)</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).