Bank cost to income ratio in Malaysia
Malaysia: Bank cost to income ratio was 43.4% in 2021. ▲ Rising
Bank cost to income ratio in Malaysia, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank cost to income ratio in Malaysia stood at 43.4%.
That represents a change of down 7.4% on the previous year and up 17.7% over ten years.
Over the whole period, bank cost to income ratio in Malaysia peaked at 58.5% in 2009 and was at its lowest, 21.9%, in 2004.
That places Malaysia 141st out of 169 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank cost to income ratio in Malaysia, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 38.7% | — |
| 2001 | 33.7% | -12.9% |
| 2002 | 35.3% | +4.6% |
| 2003 | 33.0% | -6.5% |
| 2004 | 21.9% | -33.5% |
| 2005 | 35.8% | +63.5% |
| 2006 | 45.3% | +26.5% |
| 2007 | 39.0% | -14.0% |
| 2008 | 49.7% | +27.4% |
| 2009 | 58.5% | +17.8% |
| 2010 | 50.8% | -13.2% |
| 2011 | 36.9% | -27.4% |
| 2012 | 37.9% | +2.6% |
| 2013 | 37.4% | -1.2% |
| 2014 | 39.1% | +4.6% |
| 2015 | 46.1% | +17.8% |
| 2016 | 43.1% | -6.5% |
| 2017 | 42.6% | -1.3% |
| 2018 | 42.7% | +0.3% |
| 2019 | 42.9% | +0.4% |
| 2020 | 46.9% | +9.3% |
| 2021 | 43.4% | -7.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 39.1% | 21.9% | 58.5% | 10 |
| 2010s | 41.9% | 36.9% | 50.8% | 10 |
| 2020s | 45.2% | 43.4% | 46.9% | 2 |
Countries ranked near Malaysia
More financial sector data for Malaysia
- Net domestic credit (current LCU), per capita 82,207 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 6.26 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 5.16 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 43.75 million SDR (2025)
- Gold reserves at market value 3.99 billion SDR (2025)
- Reserves excluding gold, foreign exchange 82.45 billion SDR (2025)
- Reserves excluding gold 87.75 billion SDR (2025)
- Total reserves (gold at market value) 91.73 billion SDR (2025)
- Total reserves (gold at national valuation) 91.67 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,548 SDR per person (2025)
Frequently asked questions
- What is bank cost to income ratio in Malaysia?
- Bank cost to income ratio in Malaysia was 43.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Malaysia?
- The highest recorded value was 58.5% in 2009.
- What is the lowest bank cost to income ratio recorded in Malaysia?
- The lowest recorded value was 21.9% in 2004.
- How does Malaysia rank for bank cost to income ratio?
- Malaysia ranks 141st out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Malaysia?
- Over the last ten years it is up 17.7%. The long-run trend across the full record is rising.
- Where does this Malaysia data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
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About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.