Bank cost to income ratio (%) in Nepal
Nepal: Bank cost to income ratio (%) was 44.5% in 2021. ▼ Falling
Bank cost to income ratio in Nepal, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Nepal recorded 44.5% for bank cost to income ratio in 2021.
The figure is up 1.3% on the previous year and down 2.0% over ten years.
Over the whole period, bank cost to income ratio in Nepal peaked at 72.2% in 2004 and was at its lowest, 35.6%, in 2000.
Nepal ranks 139th of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 22 years of available data.
Bank cost to income ratio (%) in Nepal, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 35.6% | — |
| 2001 | 36.1% | +1.5% |
| 2002 | 39.5% | +9.4% |
| 2003 | 66.2% | +67.4% |
| 2004 | 72.2% | +9.1% |
| 2005 | 58.6% | -18.9% |
| 2006 | 51.9% | -11.4% |
| 2007 | 49.5% | -4.5% |
| 2008 | 45.7% | -7.7% |
| 2009 | 45.6% | -0.3% |
| 2010 | 49.1% | +7.7% |
| 2011 | 45.4% | -7.7% |
| 2012 | 50.5% | +11.3% |
| 2013 | 45.3% | -10.3% |
| 2014 | 47.2% | +4.2% |
| 2015 | 47.4% | +0.4% |
| 2016 | 43.0% | -9.2% |
| 2017 | 40.2% | -6.5% |
| 2018 | 40.8% | +1.4% |
| 2019 | 41.0% | +0.5% |
| 2020 | 43.9% | +7.1% |
| 2021 | 44.5% | +1.3% |
Nepal compared with similar countries
- Nepal's 44.5% is below the median for lower middle income countries, which is 53.9%, 82% of the median. (38 countries reporting)
- Nepal's 44.5% is below the median for South Asia, which is 46.1%, 96% of the median. (6 countries reporting)
Biggest year-on-year movements
Years where Bank cost to income ratio (%) in Nepal changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2003 | +67.4% | 39.5% | 66.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 50.1% | 35.6% | 72.2% | 10 |
| 2010s | 45.0% | 40.2% | 50.5% | 10 |
| 2020s | 44.2% | 43.9% | 44.5% | 2 |
Countries ranked near Nepal
More financial sector data for Nepal
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.7398 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.5402 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.7398 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank cost to income ratio in Nepal?
- Bank cost to income ratio in Nepal was 44.5% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank cost to income ratio recorded in Nepal?
- The highest recorded value was 72.2% in 2004.
- What is the lowest bank cost to income ratio recorded in Nepal?
- The lowest recorded value was 35.6% in 2000.
- How does Nepal rank for bank cost to income ratio?
- Nepal ranks 139th out of 169 countries with data for 2021.
- Is bank cost to income ratio rising or falling in Nepal?
- Over the last ten years it is down 2.0%. The long-run trend across the full record is falling.
- Where does this Nepal data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank cost to income ratio (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. Data2090 / (data2080 + data2085). All Numerator and denominator are first aggregated on the country level before division. Note that banks used in the calculation might differ between indicators. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.