Bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income)

Europe & Central Asia (excluding high income): Bank liquid reserves to bank assets ratio was 23.9% in 2025. ▲ Rising

Latest (2025)
23.9%
Change on year
up 6.5%
Rank
3rd
of 39 groups
All-time high
28.0%
in 2022
All-time low
11.3%
in 2002
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income), 2001–2025

01020302001201320252001: 11.8 %2002: 11.3 %2003: 13.7 %2004: 18.3 %2005: 19.1 %2006: 18.6 %2007: 18.2 %2008: 15.9 %2009: 14.5 %2010: 17.1 %2011: 19.9 %2012: 19 %2013: 18 %2014: 16.2 %2015: 19.9 %2016: 22.3 %2017: 19.7 %2018: 19.6 %2019: 22.3 %2020: 20.8 %2021: 24.4 %2022: 28 %2023: 27.6 %2024: 22.4 %2025: 23.9 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income) is 23.9%, measured in 2025.

The figure is up 6.5% on the previous year and up 20.0% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income) peaked at 28.0% in 2022 and was at its lowest, 11.3%, in 2002.

Europe & Central Asia (excluding high income) ranks 3rd of 39 groups on this measure, in the top 10%.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income), year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Europe & Central Asia (excluding high income), 2001 to 2025.
Year % Change
2001 11.8%
2002 11.3% -3.6%
2003 13.7% +21.2%
2004 18.3% +33.2%
2005 19.1% +4.2%
2006 18.6% -2.4%
2007 18.2% -2.0%
2008 15.9% -13.0%
2009 14.5% -8.5%
2010 17.1% +18.1%
2011 19.9% +16.0%
2012 19.0% -4.3%
2013 18.0% -5.5%
2014 16.2% -9.8%
2015 19.9% +22.5%
2016 22.3% +12.2%
2017 19.7% -11.6%
2018 19.6% -0.9%
2019 22.3% +14.0%
2020 20.8% -6.9%
2021 24.4% +17.2%
2022 28.0% +14.8%
2023 27.6% -1.4%
2024 22.4% -18.7%
2025 23.9% +6.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 15.7% 11.3% 19.1% 9
2010s 19.4% 16.2% 22.3% 10
2020s 24.5% 20.8% 28.0% 6

Countries ranked near Europe & Central Asia (excluding high income)

  1. 1 Libya 315.4% compare
  2. 2 Mozambique 121.4% compare
  3. 3 Haiti 120.0% compare
  4. 4 Solomon Islands 117.0% compare
  5. 5 South Sudan 87.0% compare
  6. 6 Afghanistan 86.9% compare

See the full ranking of 191 places →

More financial sector data for Europe & Central Asia (excluding high income)

All data for Europe & Central Asia (excluding high income) →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income)?
Bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income) was 23.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Europe & Central Asia (excluding high income)?
The highest recorded value was 28.0% in 2022.
What is the lowest bank liquid reserves to bank assets ratio recorded in Europe & Central Asia (excluding high income)?
The lowest recorded value was 11.3% in 2002.
How does Europe & Central Asia (excluding high income) rank for bank liquid reserves to bank assets ratio?
Europe & Central Asia (excluding high income) ranks 3rd out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Europe & Central Asia (excluding high income)?
Over the last ten years it is up 20.0%. The long-run trend across the full record is rising.
Where does this Europe & Central Asia (excluding high income) data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Europe & Central Asia (excluding high income). Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/europe-and-central-asia-excluding-high-income/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.