Bank nonperforming loans to total gross loans (%) in Sri Lanka
Sri Lanka: Bank nonperforming loans to total gross loans (%) was 9.9% in 2025. ◆ Volatile
Bank nonperforming loans to total gross loans in Sri Lanka, 2011–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Sri Lanka recorded 9.9% for bank nonperforming loans to total gross loans in 2025.
Compared with earlier readings it is down 23.8% on the previous year and up 204.6% over ten years.
Over the whole period, bank nonperforming loans to total gross loans in Sri Lanka peaked at 13.1% in 2023 and was at its lowest, 2.5%, in 2017.
Sri Lanka ranks 23rd of 151 countries on this measure, in the top quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Bank nonperforming loans to total gross loans (%) in Sri Lanka, year by year
| Year | % | Change |
|---|---|---|
| 2011 | 3.8% | — |
| 2012 | 3.6% | -5.0% |
| 2013 | 5.6% | +53.7% |
| 2014 | 4.2% | -24.1% |
| 2015 | 3.2% | -23.5% |
| 2016 | 2.6% | -18.7% |
| 2017 | 2.5% | -5.1% |
| 2018 | 3.4% | +36.9% |
| 2019 | 4.7% | +37.4% |
| 2020 | 4.9% | +4.9% |
| 2021 | 4.5% | -9.4% |
| 2022 | 12.0% | +167.9% |
| 2023 | 13.1% | +9.5% |
| 2024 | 13.0% | -1.1% |
| 2025 | 9.9% | -23.8% |
Sri Lanka compared with similar countries
- Sri Lanka's 9.9% is above the median for upper middle income countries, which is 3.5%, 2.8× the median. (48 countries reporting)
- Sri Lanka's 9.9% is above the median for South Asia, which is 5.4%, 1.8× the median. (6 countries reporting)
Biggest year-on-year movements
Years where Bank nonperforming loans to total gross loans (%) in Sri Lanka changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2022 | +167.9% | 4.5% | 12.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 3.7% | 2.5% | 5.6% | 9 |
| 2020s | 9.6% | 4.5% | 13.1% | 6 |
Countries ranked near Sri Lanka
- 20 Solomon Islands 11.6% compare
- 21 Sint Maarten (Dutch part) 11.2% compare
- 22 Kyrgyzstan 10.1% compare
- 24 Dominica 8.9% compare
- 25 Afghanistan 8.9% compare
- 26 Saint Lucia 8.5% compare
More financial sector data for Sri Lanka
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.1797 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.1312 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.1797 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank nonperforming loans to total gross loans in Sri Lanka?
- Bank nonperforming loans to total gross loans in Sri Lanka was 9.9% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank nonperforming loans to total gross loans recorded in Sri Lanka?
- The highest recorded value was 13.1% in 2023.
- What is the lowest bank nonperforming loans to total gross loans recorded in Sri Lanka?
- The lowest recorded value was 2.5% in 2017.
- How does Sri Lanka rank for bank nonperforming loans to total gross loans?
- Sri Lanka ranks 23rd out of 151 countries with data for 2025.
- Is bank nonperforming loans to total gross loans rising or falling in Sri Lanka?
- Over the last ten years it is up 204.6%. The long-run trend across the full record is volatile.
- Where does this Sri Lanka data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank nonperforming loans to total gross loans (%). Statizoid updates them automatically from the source API.
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About this data
The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.