Interest rate spread in East Asia & Pacific (IDA & IBRD countries)

East Asia & Pacific (IDA & IBRD countries): Interest rate spread was 5.6% in 2021. ▬ Flat

Latest (2021)
5.6%
Change on year
down 8.0%
Rank
27th
of 40 groups
All-time high
7.1%
in 2010
All-time low
4.6%
in 2006
Years of data
24
1998–2021

Interest rate spread in East Asia & Pacific (IDA & IBRD countries), 1998–2021

024681998200920211998: 5.1 lending rate minus deposit rate, %1999: 5.4 lending rate minus deposit rate, %2000: 6.4 lending rate minus deposit rate, %2001: 5.7 lending rate minus deposit rate, %2002: 6.4 lending rate minus deposit rate, %2003: 6.6 lending rate minus deposit rate, %2004: 6.8 lending rate minus deposit rate, %2005: 6 lending rate minus deposit rate, %2006: 4.6 lending rate minus deposit rate, %2007: 5.9 lending rate minus deposit rate, %2008: 5.2 lending rate minus deposit rate, %2009: 5.8 lending rate minus deposit rate, %2010: 7.1 lending rate minus deposit rate, %2011: 5.8 lending rate minus deposit rate, %2012: 6.8 lending rate minus deposit rate, %2013: 6.5 lending rate minus deposit rate, %2014: 6.3 lending rate minus deposit rate, %2015: 5.9 lending rate minus deposit rate, %2016: 5.6 lending rate minus deposit rate, %2017: 5.5 lending rate minus deposit rate, %2018: 5.2 lending rate minus deposit rate, %2019: 5.9 lending rate minus deposit rate, %2020: 6 lending rate minus deposit rate, %2021: 5.6 lending rate minus deposit rate, %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.

Analysis

In 2021, interest rate spread in East Asia & Pacific (IDA & IBRD countries) stood at 5.6%.

The figure is down 8.0% on the previous year and down 4.2% over ten years.

Over the whole period, interest rate spread in East Asia & Pacific (IDA & IBRD countries) peaked at 7.1% in 2010 and was at its lowest, 4.6%, in 2006.

East Asia & Pacific (IDA & IBRD countries) ranks 27th of 40 groups on this measure, in the middle of the range.

Interest rate spread in East Asia & Pacific (IDA & IBRD countries), year by year

Annual values for Interest rate spread (lending rate minus deposit rate, %) in East Asia & Pacific (IDA & IBRD countries), 1998 to 2021.
Year lending rate minus deposit rate, % Change
1998 5.1%
1999 5.4% +4.5%
2000 6.4% +19.7%
2001 5.7% -11.9%
2002 6.4% +12.2%
2003 6.6% +3.2%
2004 6.8% +4.3%
2005 6.0% -12.7%
2006 4.6% -23.5%
2007 5.9% +28.8%
2008 5.2% -10.9%
2009 5.8% +11.1%
2010 7.1% +22.3%
2011 5.8% -18.6%
2012 6.8% +17.4%
2013 6.5% -4.8%
2014 6.3% -3.4%
2015 5.9% -5.8%
2016 5.6% -4.6%
2017 5.5% -2.2%
2018 5.2% -4.9%
2019 5.9% +12.8%
2020 6.0% +2.2%
2021 5.6% -8.0%

Averages by decade

DecadeAverage LowestHighest Years
1990s 5.3% 5.1% 5.4% 2
2000s 5.9% 4.6% 6.8% 10
2010s 6.1% 5.2% 7.1% 10
2020s 5.8% 5.6% 6.0% 2

Countries ranked near East Asia & Pacific (IDA & IBRD countries)

  1. 24 Myanmar 9.0% compare
  2. 25 Lesotho 8.7% compare
  3. 26 Haiti 8.7% compare
  4. 27 Liberia 8.2% compare
  5. 28 Vanuatu 8.1% compare
  6. 29 Maldives 8.1% compare
  7. 30 Papua New Guinea 8.0% compare

See the full ranking of 181 places →

More financial sector data for East Asia & Pacific (IDA & IBRD countries)

All data for East Asia & Pacific (IDA & IBRD countries) →

Frequently asked questions

What is interest rate spread in East Asia & Pacific (IDA & IBRD countries)?
Interest rate spread in East Asia & Pacific (IDA & IBRD countries) was 5.6% in 2021, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest interest rate spread recorded in East Asia & Pacific (IDA & IBRD countries)?
The highest recorded value was 7.1% in 2010.
What is the lowest interest rate spread recorded in East Asia & Pacific (IDA & IBRD countries)?
The lowest recorded value was 4.6% in 2006.
How does East Asia & Pacific (IDA & IBRD countries) rank for interest rate spread?
East Asia & Pacific (IDA & IBRD countries) ranks 27th out of 40 groups with data for 2021.
Is interest rate spread rising or falling in East Asia & Pacific (IDA & IBRD countries)?
Over the last ten years it is down 4.2%. The long-run trend across the full record is flat.
Where does this East Asia & Pacific (IDA & IBRD countries) data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.

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Interest rate spread in East Asia & Pacific (IDA & IBRD countries). Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 15 September 2026, from https://financial-sector.statizoid.com/stat/interest-rate-spread-lending-rate-minus-deposit-rate-percent/east-asia-and-pacific-ida-and-ibrd-countries/

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About this data

Indicator
Interest rate spread (lending rate minus deposit rate, %)
Unit
lending rate minus deposit rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
181 places, 5,163 data points, 1967–2025
Last refreshed

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.