Interest rate spread in IDA & IBRD total
IDA & IBRD total: Interest rate spread was 5.9% in 2024. ▼ Falling
Interest rate spread in IDA & IBRD total, 1997–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
The most recent figure for interest rate spread in IDA & IBRD total is 5.9%, measured in 2024.
The figure is up 0.2% on the previous year and down 9.2% over ten years.
Over the whole period, interest rate spread in IDA & IBRD total peaked at 9.0% in 1998 and was at its lowest, 5.9%, in 2023.
That places IDA & IBRD total 22nd out of 40 groups with data for 2024, putting it in the middle of the range.
The long-run direction has been consistently falling across the 28 years of available data.
Interest rate spread in IDA & IBRD total, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1997 | 7.8% | — |
| 1998 | 9.0% | +16.0% |
| 1999 | 8.7% | -3.9% |
| 2000 | 8.8% | +1.4% |
| 2001 | 8.1% | -7.5% |
| 2002 | 8.3% | +1.8% |
| 2003 | 8.0% | -3.9% |
| 2004 | 7.3% | -8.5% |
| 2005 | 7.2% | -1.8% |
| 2006 | 6.9% | -3.3% |
| 2007 | 6.7% | -2.8% |
| 2008 | 6.5% | -2.8% |
| 2009 | 6.7% | +3.0% |
| 2010 | 6.6% | -2.2% |
| 2011 | 6.5% | -0.7% |
| 2012 | 6.5% | -0.6% |
| 2013 | 6.5% | +0.2% |
| 2014 | 6.5% | -0.3% |
| 2015 | 6.7% | +3.0% |
| 2016 | 6.7% | +0.6% |
| 2017 | 6.9% | +2.2% |
| 2018 | 6.6% | -4.7% |
| 2019 | 6.5% | -1.4% |
| 2020 | 6.3% | -3.1% |
| 2021 | 5.9% | -5.1% |
| 2022 | 6.0% | +0.6% |
| 2023 | 5.9% | -1.5% |
| 2024 | 5.9% | +0.2% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.5% | 7.8% | 9.0% | 3 |
| 2000s | 7.5% | 6.5% | 8.8% | 10 |
| 2010s | 6.6% | 6.5% | 6.9% | 10 |
| 2020s | 6.0% | 5.9% | 6.3% | 5 |
Countries ranked near IDA & IBRD total
More financial sector data for IDA & IBRD total
- Net migration -2.90 million (2025)
- Monetary Sector credit to private sector 115.6% (2024)
- Broad money 153.5% (2024)
- Claims on central government, etc. 33.7% (2024)
- Domestic credit to private sector 117.5% (2024)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, annual growth rate 2.1 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports 9.6 (2025)
- Net migration, annual growth rate 20.59 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in IDA & IBRD total?
- Interest rate spread in IDA & IBRD total was 5.9% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in IDA & IBRD total?
- The highest recorded value was 9.0% in 1998.
- What is the lowest interest rate spread recorded in IDA & IBRD total?
- The lowest recorded value was 5.9% in 2023.
- How does IDA & IBRD total rank for interest rate spread?
- IDA & IBRD total ranks 22nd out of 40 groups with data for 2024.
- Is interest rate spread rising or falling in IDA & IBRD total?
- Over the last ten years it is down 9.2%. The long-run trend across the full record is falling.
- Where does this IDA & IBRD total data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.