Interest rate spread (lending rate minus deposit rate, %) in IDA blend
IDA blend: Interest rate spread (lending rate minus deposit rate, %) was 6.4% in 2025. ▼ Falling
Interest rate spread in IDA blend, 1990–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in IDA blend stood at 6.4%.
That represents a change of up 8.7% on the previous year and down 6.1% over ten years.
Over the whole period, interest rate spread in IDA blend peaked at 8.3% in 2000 and was at its lowest, 5.7%, in 2021.
That places IDA blend 15th out of 40 groups with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 36 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in IDA blend, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1990 | 6.4% | — |
| 1991 | 6.4% | -0.1% |
| 1992 | 7.0% | +9.4% |
| 1993 | 7.8% | +10.2% |
| 1994 | 7.2% | -6.8% |
| 1995 | 7.3% | +1.0% |
| 1996 | 7.1% | -2.3% |
| 1997 | 7.3% | +2.5% |
| 1998 | 7.6% | +3.8% |
| 1999 | 7.6% | -0.3% |
| 2000 | 8.3% | +9.4% |
| 2001 | 8.1% | -2.1% |
| 2002 | 8.1% | +0.1% |
| 2003 | 7.8% | -3.2% |
| 2004 | 6.6% | -15.9% |
| 2005 | 6.8% | +2.7% |
| 2006 | 6.9% | +1.3% |
| 2007 | 6.6% | -3.2% |
| 2008 | 6.1% | -8.2% |
| 2009 | 6.1% | +0.7% |
| 2010 | 6.3% | +1.8% |
| 2011 | 6.5% | +3.3% |
| 2012 | 6.4% | -0.3% |
| 2013 | 6.4% | -0.9% |
| 2014 | 6.5% | +1.8% |
| 2015 | 6.8% | +4.2% |
| 2016 | 7.0% | +3.0% |
| 2017 | 6.8% | -2.9% |
| 2018 | 6.5% | -4.1% |
| 2019 | 6.5% | -0.6% |
| 2020 | 6.1% | -4.8% |
| 2021 | 5.7% | -7.3% |
| 2022 | 6.0% | +5.9% |
| 2023 | 6.0% | -0.0% |
| 2024 | 5.8% | -3.0% |
| 2025 | 6.4% | +8.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 7.2% | 6.4% | 7.8% | 10 |
| 2000s | 7.1% | 6.1% | 8.3% | 10 |
| 2010s | 6.6% | 6.3% | 7.0% | 10 |
| 2020s | 6.0% | 5.7% | 6.4% | 6 |
Countries ranked near IDA blend
- 12 Somalia 13.0%
- 13 Micronesia (country) 12.6% compare
- 14 Mozambique 11.8% compare
- 15 Angola 11.4% compare
- 16 Mauritania 11.3% compare
- 17 Argentina 11.2% compare
- 18 Uganda 10.5% compare
More financial sector data for IDA blend
- Net migration -1.36 million (2025)
- Monetary Sector credit to private sector 18.8% (2025)
- Broad money 33.7% (2025)
- Claims on central government, etc. 18.9% (2025)
- Domestic credit to private sector 19.2% (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, annual growth rate -16.74 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports 9.01 (2025)
- Net migration, annual growth rate 12.08 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in IDA blend?
- Interest rate spread in IDA blend was 6.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in IDA blend?
- The highest recorded value was 8.3% in 2000.
- What is the lowest interest rate spread recorded in IDA blend?
- The lowest recorded value was 5.7% in 2021.
- How does IDA blend rank for interest rate spread?
- IDA blend ranks 15th out of 40 groups with data for 2025.
- Is interest rate spread rising or falling in IDA blend?
- Over the last ten years it is down 6.1%. The long-run trend across the full record is falling.
- Where does this IDA blend data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.