Interest rate spread (lending rate minus deposit rate, %) in World
World: Interest rate spread (lending rate minus deposit rate, %) was 6.0% in 2019. ▼ Falling
Interest rate spread in World, 2004–2019
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2019, interest rate spread in World stood at 6.0%.
That represents a change of up 4.7% on the previous year and down 0.4% over ten years.
Over the whole period, interest rate spread in World peaked at 6.5% in 2005 and was at its lowest, 5.7%, in 2018.
World ranks 23rd of 40 groups on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 16 years of available data.
Interest rate spread (lending rate minus deposit rate, %) in World, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 6.5% | — |
| 2005 | 6.5% | +0.5% |
| 2006 | 6.2% | -4.5% |
| 2007 | 6.3% | +0.5% |
| 2008 | 6.2% | -1.6% |
| 2009 | 6.0% | -2.9% |
| 2010 | 6.0% | +0.6% |
| 2011 | 6.1% | +1.3% |
| 2012 | 5.9% | -2.8% |
| 2013 | 5.9% | -0.9% |
| 2014 | 5.9% | -0.3% |
| 2015 | 5.8% | -0.5% |
| 2016 | 5.7% | -1.8% |
| 2017 | 6.1% | +6.0% |
| 2018 | 5.7% | -6.1% |
| 2019 | 6.0% | +4.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.3% | 6.0% | 6.5% | 6 |
| 2010s | 5.9% | 5.7% | 6.1% | 10 |
Countries ranked near World
More financial sector data for World
- Reserve position in the IMF, US dollar, annual growth rate 11.65 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.97 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.32 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.65 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.97 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.32 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in World?
- Interest rate spread in World was 6.0% in 2019, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in World?
- The highest recorded value was 6.5% in 2005.
- What is the lowest interest rate spread recorded in World?
- The lowest recorded value was 5.7% in 2018.
- How does World rank for interest rate spread?
- World ranks 23rd out of 40 groups with data for 2019.
- Is interest rate spread rising or falling in World?
- Over the last ten years it is down 0.4%. The long-run trend across the full record is falling.
- Where does this World data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.