Interest rate spread in World
World: Interest rate spread was 5.9% in 2019. ▼ Falling
Interest rate spread in World, 2004–2019
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2019, interest rate spread in World stood at 5.9%.
That represents a change of up 3.0% on the previous year and down 2.0% over ten years.
Over the whole period, interest rate spread in World peaked at 6.5% in 2005 and was at its lowest, 5.7%, in 2018.
World ranks 25th of 40 groups on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 16 years of available data.
Interest rate spread in World, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2004 | 6.5% | — |
| 2005 | 6.5% | +0.5% |
| 2006 | 6.2% | -4.5% |
| 2007 | 6.3% | +0.5% |
| 2008 | 6.2% | -1.6% |
| 2009 | 6.0% | -2.9% |
| 2010 | 6.0% | +0.6% |
| 2011 | 6.1% | +1.3% |
| 2012 | 5.9% | -2.8% |
| 2013 | 5.9% | -0.9% |
| 2014 | 5.9% | -0.3% |
| 2015 | 5.8% | -0.5% |
| 2016 | 5.7% | -1.8% |
| 2017 | 6.1% | +6.0% |
| 2018 | 5.7% | -6.1% |
| 2019 | 5.9% | +3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.3% | 6.0% | 6.5% | 6 |
| 2010s | 5.9% | 5.7% | 6.1% | 10 |
Countries ranked near World
More financial sector data for World
- Total reserves in months of imports, annual growth rate 1.08 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 1.44 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0812 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,169 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 1.35 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,261 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 11.37 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 1,672 SDR per person (2025)
Frequently asked questions
- What is interest rate spread in World?
- Interest rate spread in World was 5.9% in 2019, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in World?
- The highest recorded value was 6.5% in 2005.
- What is the lowest interest rate spread recorded in World?
- The lowest recorded value was 5.7% in 2018.
- How does World rank for interest rate spread?
- World ranks 25th out of 40 groups with data for 2019.
- Is interest rate spread rising or falling in World?
- Over the last ten years it is down 2.0%. The long-run trend across the full record is falling.
- Where does this World data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.