Account ownership at a financial institution or with a in Upper middle income

Upper middle income: Account ownership at a financial institution or with a was 76.8% in 2024. ▲ Rising

Latest (2024)
76.8%
Change on year
up 0.3%
Rank
2nd
of 12 groups
All-time high
76.8%
in 2024
All-time low
41.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Upper middle income, 2011–2024

0204060802011201720242011: 41.2 % of population ages 15+2014: 63.9 % of population ages 15+2017: 62.5 % of population ages 15+2021: 76.5 % of population ages 15+2024: 76.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Upper middle income recorded 76.8% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

That represents a change of up 0.3% on the previous year and up 20.1% over ten years.

Over the whole period, account ownership at a financial institution or with a in Upper middle income peaked at 76.8% in 2024 and was at its lowest, 41.2%, in 2011.

Account ownership at a financial institution or with a in Upper middle income, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Upper middle income, 2011 to 2024.
Year % of population ages 15+ Change
2011 41.2%
2014 63.9% +55.0%
2017 62.5% -2.2%
2021 76.5% +22.3%
2024 76.8% +0.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 55.9% 41.2% 63.9% 3
2020s 76.6% 76.5% 76.8% 2

Countries ranked near Upper middle income

  1. 1 Finland 100.0% compare
  2. 1 United Kingdom of Great Britain and Northern Ireland 100.0% compare
  3. 3 Austria 99.2% compare
  4. 4 Ireland 99.0% compare
  5. 5 Spain 98.8% compare

See the full ranking of 114 places →

More financial sector data for Upper middle income

All data for Upper middle income →

Frequently asked questions

What is account ownership at a financial institution or with a in Upper middle income?
Account ownership at a financial institution or with a in Upper middle income was 76.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Upper middle income?
The highest recorded value was 76.8% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Upper middle income?
The lowest recorded value was 41.2% in 2011.
How does Upper middle income rank for account ownership at a financial institution or with a?
Upper middle income ranks 2nd out of 12 groups with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Upper middle income?
Over the last ten years it is up 20.1%. The long-run trend across the full record is rising.
Where does this Upper middle income data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Upper middle income. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/upper-middle-income/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).