Bank liquid reserves to bank assets ratio in Upper middle income
Upper middle income: Bank liquid reserves to bank assets ratio was 19.5% in 2025. ▲ Rising
Bank liquid reserves to bank assets ratio in Upper middle income, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Upper middle income recorded 19.5% for bank liquid reserves to bank assets ratio in 2025.
That represents a change of down 10.6% on the previous year and down 10.5% over ten years.
Over the whole period, bank liquid reserves to bank assets ratio in Upper middle income peaked at 24.6% in 2021 and was at its lowest, 14.8%, in 2003.
Upper middle income ranks 10th of 39 groups on this measure, in the top quarter.
The long-run direction has been consistently rising across the 25 years of available data.
Bank liquid reserves to bank assets ratio in Upper middle income, year by year
| Year | % | Change |
|---|---|---|
| 2001 | 16.4% | — |
| 2002 | 14.8% | -9.7% |
| 2003 | 14.8% | -0.1% |
| 2004 | 18.6% | +25.9% |
| 2005 | 19.8% | +6.6% |
| 2006 | 18.9% | -4.7% |
| 2007 | 18.0% | -4.5% |
| 2008 | 16.4% | -9.0% |
| 2009 | 21.8% | +33.2% |
| 2010 | 21.8% | -0.4% |
| 2011 | 21.9% | +0.8% |
| 2012 | 21.6% | -1.5% |
| 2013 | 21.1% | -2.6% |
| 2014 | 20.7% | -1.7% |
| 2015 | 21.8% | +5.1% |
| 2016 | 21.8% | +0.3% |
| 2017 | 21.6% | -0.9% |
| 2018 | 21.8% | +0.9% |
| 2019 | 20.9% | -4.2% |
| 2020 | 21.6% | +3.5% |
| 2021 | 24.6% | +13.7% |
| 2022 | 24.6% | -0.0% |
| 2023 | 23.3% | -5.3% |
| 2024 | 21.8% | -6.4% |
| 2025 | 19.5% | -10.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 17.7% | 14.8% | 21.8% | 9 |
| 2010s | 21.5% | 20.7% | 21.9% | 10 |
| 2020s | 22.6% | 19.5% | 24.6% | 6 |
Countries ranked near Upper middle income
More financial sector data for Upper middle income
- Net migration 576,949 (2025)
- Domestic credit to private sector by banks 136.8% (2024)
- Total reserves in months of imports 10.37 (2025)
- Monetary Sector credit to private sector 136.9% (2024)
- Broad money 167.9% (2024)
- Claims on central government, etc. 37.8% (2024)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, annual growth rate 10.98 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Domestic credit to private sector 139.0% (2024)
Frequently asked questions
- What is bank liquid reserves to bank assets ratio in Upper middle income?
- Bank liquid reserves to bank assets ratio in Upper middle income was 19.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest bank liquid reserves to bank assets ratio recorded in Upper middle income?
- The highest recorded value was 24.6% in 2021.
- What is the lowest bank liquid reserves to bank assets ratio recorded in Upper middle income?
- The lowest recorded value was 14.8% in 2003.
- How does Upper middle income rank for bank liquid reserves to bank assets ratio?
- Upper middle income ranks 10th out of 39 groups with data for 2025.
- Is bank liquid reserves to bank assets ratio rising or falling in Upper middle income?
- Over the last ten years it is down 10.5%. The long-run trend across the full record is rising.
- Where does this Upper middle income data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.