Interest rate spread in Caribbean Small States
Caribbean Small States: Interest rate spread was 5.4% in 2025. ▬ Flat
Interest rate spread in Caribbean Small States, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
In 2025, interest rate spread in Caribbean Small States stood at 5.4%.
Compared with earlier readings it is up 5.1% on the previous year and down 18.8% over ten years.
Over the whole period, interest rate spread in Caribbean Small States peaked at 7.9% in 2003 and was at its lowest, 4.4%, in 1983.
That places Caribbean Small States 28th out of 40 groups with data for 2025, putting it in the middle of the range.
Interest rate spread in Caribbean Small States, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 1982 | 4.8% | — |
| 1983 | 4.4% | -6.6% |
| 1984 | 5.5% | +23.3% |
| 1985 | 5.4% | -0.6% |
| 1986 | 6.0% | +10.9% |
| 1987 | 5.5% | -8.2% |
| 1988 | 5.5% | -0.5% |
| 1989 | 6.4% | +15.4% |
| 1990 | 6.3% | -1.4% |
| 1991 | 6.7% | +6.9% |
| 1992 | 6.9% | +2.8% |
| 1993 | 7.4% | +7.0% |
| 1994 | 7.2% | -2.9% |
| 1995 | 7.0% | -2.2% |
| 1996 | 7.2% | +2.3% |
| 1997 | 7.2% | +0.4% |
| 1998 | 7.4% | +2.5% |
| 1999 | 7.5% | +1.1% |
| 2000 | 7.6% | +1.5% |
| 2001 | 7.1% | -5.7% |
| 2002 | 7.5% | +4.4% |
| 2003 | 7.9% | +5.9% |
| 2004 | 6.5% | -17.5% |
| 2005 | 6.8% | +4.9% |
| 2006 | 6.5% | -5.1% |
| 2007 | 6.3% | -2.6% |
| 2008 | 5.9% | -7.3% |
| 2009 | 6.5% | +10.2% |
| 2010 | 6.3% | -3.2% |
| 2011 | 6.3% | +0.9% |
| 2012 | 6.3% | +0.3% |
| 2013 | 6.2% | -2.5% |
| 2014 | 6.1% | -0.3% |
| 2015 | 6.7% | +9.1% |
| 2016 | 7.2% | +6.7% |
| 2017 | 6.9% | -3.9% |
| 2018 | 6.7% | -2.3% |
| 2019 | 6.5% | -2.8% |
| 2020 | 5.9% | -9.4% |
| 2021 | 5.9% | -0.8% |
| 2022 | 5.9% | +0.1% |
| 2023 | 5.5% | -6.4% |
| 2024 | 5.2% | -5.8% |
| 2025 | 5.4% | +5.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.5% | 4.4% | 6.4% | 8 |
| 1990s | 7.1% | 6.3% | 7.5% | 10 |
| 2000s | 6.9% | 5.9% | 7.9% | 10 |
| 2010s | 6.5% | 6.1% | 7.2% | 10 |
| 2020s | 5.6% | 5.2% | 5.9% | 6 |
Countries ranked near Caribbean Small States
More financial sector data for Caribbean Small States
- Total reserves in months of imports, annual growth rate -27.8 % change on previous year (2025)
- Domestic credit to private sector by banks 32.7% (2025)
- Total reserves in months of imports 3.57 (2025)
- Monetary Sector credit to private sector 32.7% (2025)
- Broad money 53.5% (2024)
- Claims on central government, etc. 11.5% (2025)
- Domestic credit to private sector 34.4% (2025)
- Net migration -5,294 (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
Frequently asked questions
- What is interest rate spread in Caribbean Small States?
- Interest rate spread in Caribbean Small States was 5.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Caribbean Small States?
- The highest recorded value was 7.9% in 2003.
- What is the lowest interest rate spread recorded in Caribbean Small States?
- The lowest recorded value was 4.4% in 1983.
- How does Caribbean Small States rank for interest rate spread?
- Caribbean Small States ranks 28th out of 40 groups with data for 2025.
- Is interest rate spread rising or falling in Caribbean Small States?
- Over the last ten years it is down 18.8%. The long-run trend across the full record is flat.
- Where does this Caribbean Small States data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.