Interest rate spread (lending rate minus deposit rate, %) in Pre-demographic dividend
Pre-demographic dividend: Interest rate spread (lending rate minus deposit rate, %) was 8.8% in 2016. ▬ Flat
Interest rate spread in Pre-demographic dividend, 2005–2016
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus deposit rate, %.
Analysis
Pre-demographic dividend recorded 8.8% for interest rate spread in 2016. That is the highest value across all 12 years on record.
That represents a change of up 22.1% on the previous year and up 8.1% over ten years.
Over the whole period, interest rate spread in Pre-demographic dividend peaked at 8.8% in 2010 and was at its lowest, 7.2%, in 2015.
Pre-demographic dividend ranks 5th of 40 groups on this measure, in the top quarter.
Interest rate spread (lending rate minus deposit rate, %) in Pre-demographic dividend, year by year
| Year | lending rate minus deposit rate, % | Change |
|---|---|---|
| 2005 | 8.0% | — |
| 2006 | 8.1% | +1.2% |
| 2007 | 8.0% | -1.2% |
| 2008 | 7.3% | -8.4% |
| 2009 | 8.1% | +10.5% |
| 2010 | 8.8% | +8.1% |
| 2011 | 8.6% | -1.5% |
| 2012 | 8.2% | -5.4% |
| 2013 | 8.7% | +6.4% |
| 2014 | 7.4% | -14.1% |
| 2015 | 7.2% | -3.7% |
| 2016 | 8.8% | +22.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.9% | 7.3% | 8.1% | 5 |
| 2010s | 8.2% | 7.2% | 8.8% | 7 |
Countries ranked near Pre-demographic dividend
- 2 Zimbabwe 40.1%
- 3 Brazil 32.5% compare
- 4 Laos 19.6% compare
- 5 Tajikistan 18.4% compare
- 6 Kyrgyzstan 18.1% compare
- 7 Democratic Republic of Congo 16.2% compare
- 8 Gambia 15.5% compare
More financial sector data for Pre-demographic dividend
- Monetary Sector credit to private sector 15.3% (2023)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Net migration, annual growth rate 53.43 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Net migration -390,221 (2025)
- Domestic credit to private sector 15.4% (2023)
- Claims on central government, etc. 8.9% (2023)
- Broad money 34.5% (2024)
- Domestic credit to private sector by banks 15.2% (2023)
- Total reserves in months of imports, annual growth rate -22.46 % change on previous year (2025)
Frequently asked questions
- What is interest rate spread in Pre-demographic dividend?
- Interest rate spread in Pre-demographic dividend was 8.8% in 2016, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest interest rate spread recorded in Pre-demographic dividend?
- The highest recorded value was 8.8% in 2010.
- What is the lowest interest rate spread recorded in Pre-demographic dividend?
- The lowest recorded value was 7.2% in 2015.
- How does Pre-demographic dividend rank for interest rate spread?
- Pre-demographic dividend ranks 5th out of 40 groups with data for 2016.
- Is interest rate spread rising or falling in Pre-demographic dividend?
- Over the last ten years it is up 8.1%. The long-run trend across the full record is flat.
- Where does this Pre-demographic dividend data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Interest rate spread (lending rate minus deposit rate, %). Statizoid updates them automatically from the source API.
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About this data
Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.