Bank liquid reserves to bank assets ratio in Middle income

Middle income: Bank liquid reserves to bank assets ratio was 19.1% in 2025. ▲ Rising

Latest (2025)
19.1%
Change on year
down 10.4%
Rank
11th
of 39 groups
All-time high
24.3%
in 2022
All-time low
14.9%
in 2002
Years of data
25
2001–2025

Bank liquid reserves to bank assets ratio in Middle income, 2001–2025

05101520252001201320252001: 16.5 %2002: 14.9 %2003: 15.2 %2004: 18.4 %2005: 18.9 %2006: 18.5 %2007: 18.3 %2008: 17.2 %2009: 21.4 %2010: 20.6 %2011: 21.1 %2012: 20.5 %2013: 21 %2014: 20.5 %2015: 21.6 %2016: 21.1 %2017: 20.7 %2018: 19.4 %2019: 19.7 %2020: 21.7 %2021: 23.8 %2022: 24.3 %2023: 22.4 %2024: 21.3 %2025: 19.1 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

Middle income recorded 19.1% for bank liquid reserves to bank assets ratio in 2025.

Compared with earlier readings it is down 10.4% on the previous year and down 11.3% over ten years.

Over the whole period, bank liquid reserves to bank assets ratio in Middle income peaked at 24.3% in 2022 and was at its lowest, 14.9%, in 2002.

Middle income ranks 11th of 39 groups on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 25 years of available data.

Bank liquid reserves to bank assets ratio in Middle income, year by year

Annual values for Bank liquid reserves to bank assets ratio (%) in Middle income, 2001 to 2025.
Year % Change
2001 16.5%
2002 14.9% -10.0%
2003 15.2% +2.1%
2004 18.4% +21.3%
2005 18.9% +2.3%
2006 18.5% -2.1%
2007 18.3% -0.9%
2008 17.2% -6.0%
2009 21.4% +24.3%
2010 20.6% -3.5%
2011 21.1% +2.2%
2012 20.5% -2.8%
2013 21.0% +2.6%
2014 20.5% -2.7%
2015 21.6% +5.3%
2016 21.1% -2.3%
2017 20.7% -1.5%
2018 19.4% -6.3%
2019 19.7% +1.4%
2020 21.7% +10.1%
2021 23.8% +9.7%
2022 24.3% +2.0%
2023 22.4% -7.5%
2024 21.3% -5.0%
2025 19.1% -10.4%

Averages by decade

DecadeAverage LowestHighest Years
2000s 17.7% 14.9% 21.4% 9
2010s 20.6% 19.4% 21.6% 10
2020s 22.1% 19.1% 24.3% 6

Countries ranked near Middle income

  1. 8 Tonga 78.8% compare
  2. 9 Ghana 70.7% compare
  3. 10 Sudan 70.6% compare
  4. 11 Sao Tome and Principe 61.7% compare
  5. 12 Mongolia 56.8% compare
  6. 13 Ukraine 56.0% compare
  7. 14 Nigeria 54.9% compare

See the full ranking of 191 places →

More financial sector data for Middle income

All data for Middle income →

Frequently asked questions

What is bank liquid reserves to bank assets ratio in Middle income?
Bank liquid reserves to bank assets ratio in Middle income was 19.1% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest bank liquid reserves to bank assets ratio recorded in Middle income?
The highest recorded value was 24.3% in 2022.
What is the lowest bank liquid reserves to bank assets ratio recorded in Middle income?
The lowest recorded value was 14.9% in 2002.
How does Middle income rank for bank liquid reserves to bank assets ratio?
Middle income ranks 11th out of 39 groups with data for 2025.
Is bank liquid reserves to bank assets ratio rising or falling in Middle income?
Over the last ten years it is down 11.3%. The long-run trend across the full record is rising.
Where does this Middle income data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Bank liquid reserves to bank assets ratio (%). Statizoid updates them automatically from the source API.

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Bank liquid reserves to bank assets ratio in Middle income. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/bank-liquid-reserves-to-bank-assets-ratio-percent/middle-income/

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About this data

Indicator
Bank liquid reserves to bank assets ratio (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
191 places, 4,390 data points, 2001–2025
Last refreshed

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions. This indicator is expressed as a percentage (a÷b)*100.